Senior Credit Analyst

🔥 0 minutes ago

🏄 California – Remote

🏄 California – Remote

💵 $88.7k - $104.3k / year

⏰ Full Time

🟠 Senior

🧐 Analyst

👻 Ghost score 1%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Banner Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1890

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Banner Bank is a financial institution that offers a wide range of banking and financial services to both individuals and businesses. It provides solutions such as personal and business checking and savings accounts, credit cards, personal and home loans, and investment services. Banner Bank also offers specialized services such as online and mobile banking, fraud prevention, and wealth management. Known for its focus on customer trust and satisfaction, Banner Bank has received several accolades including recognition by Newsweek and Forbes as one of the best regional and trustworthy banks. It operates in multiple states including Washington, Oregon, Idaho, and California, and is a preferred SBA lender in many communities.

📋 Description

• Investigate credit and financial information for prospective and existing clients • Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans • Independently evaluate complex credit relationships and develop recommendations with minimal guidance • Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers • Partner with lending teams to support effective credit risk assessment and portfolio management • Support the Team Leader role and serve as a backup when needed • Train, mentor, and support the development of new team members • Maintain compliance with company policies, procedures, security requirements, and applicable government regulations

🎯 Requirements

• Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required) • An equivalent combination of education and experience can be considered in lieu of a degree • 4 or more years of experience as a Credit Analyst (Required) • SBA credit analysis preferred • Strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance • Deep knowledge of credit investigations, collateral requirements, and commercial lending concepts • Exceptional analytical and critical thinking skills with a strong understanding of accounting principles • Ability to manage a high volume of work accurately in a fast-paced, deadline-driven environment • Ability to adapt effectively to changing priorities and interruptions • Clear and professional verbal and written communication • Knowledge of federal and state laws and regulations related to commercial lending • Proficiency with Excel, Word, and other business and lending systems

🏖️ Benefits

• Annual incentive potential • Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life • Paid vacation time, sick time and 11 company paid holidays • 401k with up to 4% match • Tuition reimbursement