Mortgage Loan Officer

🔥 0 minutes ago

🥔 Idaho, Oregon, +3 more states – Remote

🥔 Idaho – Remote 🌲 Oregon – Remote 🌴 South Carolina – Remote 🤠 Texas – Remote ☕ Washington – Remote

💵 $24 - $30 / hour

⏰ Full Time

🟡 Mid-level

🟠 Senior

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BECU

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1935

🏦 Banking

💸 Finance

🤝 Non-profit

Banking • Finance • Non-profit

BECU is a member-owned, not-for-profit credit union committed to serving the financial needs of its members. As a credit union, BECU offers a range of financial services including everyday banking, loans and mortgages, financial planning, and business banking. Members benefit from competitive rates, low fees, and a focus on financial health and well-being. BECU also provides financial health programs and exclusive member discounts. Originally established as Boeing Employees' Credit Union, BECU is federally insured by the NCUA and promotes an equal housing opportunity.

📋 Description

• Connect with members to understand their unique needs and guide them toward mortgage solutions that fit their goals. • Take complete, accurate loan applications, gather required documents, and ensure all disclosures and fees are clearly communicated. • Pre-qualify members and align them with mortgage products that provide the most value and benefit. • Serve as the primary contact for members, real estate agents, and all involved parties—keeping everyone informed from application through closing. • Collaborate with Mortgage Fulfillment, Support, and Servicing teams to resolve issues quickly and ensure a seamless experience. • Stay current on mortgage products, lending guidelines, underwriting processes, compliance regulations, and real estate market trends. • Discuss and confirm loan terms with members, locking rates in accordance with BECU policies. • Review application data for integrity, analyze Automated Underwriting System findings, and properly document files to meet underwriting and investor requirements. • Maintain expertise by participating in professional development, reading industry publications, and networking. • Meet phone service level goals, including availability and timely responses to member inquiries. • Perform additional duties that support team and organizational success.

🎯 Requirements

• High school diploma or equivalent required • Minimum 4 years of lending sales, processing, or underwriting experience • Minimum 5 years of sales experience • Comply with SAFE Act legislation, including annual registration as a Mortgage Loan Originator (MLO) • College degree preferred • Experience with conventional, FHA, VA, and jumbo mortgage products strongly preferred • Financial Services/Financial Institution background preferred • Verbal and written communication skills • Math skills with a high degree of accuracy • Ability to evaluate loan applications and supporting documentation • Ability to perform complex income analysis, including review of complex tax returns (corporate, partnerships, sub-S corporations) • Demonstrated knowledge of conventional and/or government lending guidelines • Demonstrated knowledge of mortgage processing, underwriting, and closing procedures • Demonstrated knowledge of regulatory compliance.

🏖️ Benefits

• 401(k) Company Match (up to 3%) • 4% annual contribution to your 401(k) by BECU • Medical, Dental and Vision (family contributions as well) • PTO Program + Exchange Program • Tuition Reimbursement Program • BECU Cares volunteer time off + donation match