Senior Credit Strategy Analyst – Affiliates, Lead Generation

🕒 May 26

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Best Egg

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2014

💸 Finance

💳 Fintech

👥 B2C

Finance • Fintech • B2C

Best Egg is a lending company that offers a range of financial products and services, including personal loans, debt consolidation, credit card refinancing, and secured loans using vehicle equity or homeowner discounts. The company emphasizes hassle-free and fast financial service, with an online platform that allows users to manage their accounts, view offers, and access various financial health resources. Best Egg aims to support customers in building a brighter financial future by offering competitive rates and personalized loan terms. Best Egg loans are facilitated through partnerships with banks and are available in various amounts, with flexible terms and conditions.

📋 Description

• This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans • Create test/control champion/challenger tests and monitoring to inform future strategies • Provide scenario analysis/create financial impact sizing/develop new strategy test case • Perform ad-hoc analytics, create reporting and presentations • Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels. • Partner with Decision Science to define and develop Credit models and tools • Maintain overall risk and return targets for investors particularly in a changing economic environment

🎯 Requirements

• 5+ years experience in a similar analytical role • Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus • Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus • Must be proficient in Python or similar, SQL, and MS Excel • Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques • Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable • Excellent English written/verbal communication skills, critical thinking and interpersonal skills • Highly independent and self-motivated to forming opinions that are supported by data. • Strong knowledge of modeling tools and techniques and use in strategy • Ability to understand competitive pressure, economic trends and their business impacts. • High Energy with ability to work in a fast-paced environment

🏖️ Benefits

• Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!