Principal Associate, Insurance Risk

🔥 13 hours ago

🌲 North Carolina, Virginia – Remote

🌲 North Carolina – Remote ⚔️ Virginia – Remote

💵 $98.9k - $124.3k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

🎲 Risk

🚫👨‍🎓 No degree required

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 1%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Capital One

WebsiteLinkedInAll Job Openings

10,000+ employees

🏦 Banking

💳 Fintech

💸 Finance

💰 Post-IPO Equity on 2023-05

Banking • Fintech • Finance

Capital One is a leading financial services company that specializes in offering credit cards, auto loans, banking, and savings accounts. With a focus on innovation and technology, Capital One aims to change banking for good by providing customer-friendly solutions and fostering a diverse and inclusive workforce. The company is known for its commitment to creating a positive impact in the banking industry through advanced digital tools and customer service excellence.

📋 Description

• Review loan documentation, third-party documents, and investor guidelines to identify applicable insurance requirements • Identify deficiencies in current policies and collaborate with agents and borrowers to resolve non-compliant items • Analyze insurance certificates, binders, full policies, and endorsements for accuracy and adequacy • Evaluate risk associated with insurance deficiencies and determine waiver feasibility • Draft comprehensive justifications for investor approval • Maintain subject matter expertise in General Liability, Umbrella/Excess, Property, and related coverages • Partner with internal lines of business and external stakeholders, including borrowers, agents, third-party providers, and GSEs • Manage force-placed insurance processes when necessary • Represent the department in internal and external audits • Identify opportunities to streamline workflows, increase internal controls, and improve departmental efficiency

🎯 Requirements

• High School Diploma, GED, or equivalent certification • At least 5 years of experience in the insurance industry, with a focus on commercial risk, underwriting, or compliance • Bachelor’s Degree or Military experience (preferred) • 2+ years of experience working with Fannie Mae or Freddie Mac (GSE) Multifamily Loans (preferred) • Certification in Associate in Risk Management (ARM), Chartered Property Casualty Underwriter (CPCU), or Certified Risk Manager (CRM) certification (preferred) • Deep technical understanding of commercial insurance coverages as they relate to real estate lending and GSE requirements • Strong professional correspondence skills and ability to write clear, persuasive, concise technical justifications • Proven track record of working independently, managing a high-volume workload, and meeting deadlines • At this time, Capital One will not sponsor a new applicant for employment authorization for this position

🏖️ Benefits

• Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI) • Comprehensive, competitive, and inclusive health, financial and other benefits supporting total well-being • Reasonable accommodations for applicants who require them