Compliance Analyst

🔥 2 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚔 Compliance

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Logo of Champions Funding LLC

Champions Funding LLC

51 - 200 employees

💼 Consulting

🛡️ Insurance

💸 Finance

Consulting • Insurance • Finance

Champions Funding LLC is a mission-based mortgage lender certified as a Community Development Financial Institution (CDFI). The company specializes in Non-Qualified Mortgage (Non-QM) loans, providing innovative and inclusive financing solutions aimed at underserved and under-banked borrowers who often face challenges with traditional lenders. By employing modernized underwriting methods and offering a diverse range of loan programs, including ITIN loans for non-U. S. citizens, Champions Funding empowers mortgage brokers and loan originators to better serve their clients. With a focus on quick and efficient service, they aim to open the door to homeownership and real estate investment for diverse and historically excluded communities.

📋 Description

• Conduct TRID audits to evaluate loan files for compliance with applicable disclosure timing, accuracy, and regulatory requirements. • Review mortgage loan files and supporting documentation to identify potential compliance issues, discrepancies, and areas requiring corrective action. • Assist with regulatory examinations, audits, and compliance reviews by gathering documentation, organizing records, and coordinating responses to information requests. • Support exam management activities, including tracking requests, monitoring deadlines, maintaining documentation, and following up with relevant departments. • Collaborate with compliance, underwriting, closing, and operations teams to research and resolve compliance-related questions and findings. • Monitor outstanding audit findings and compliance requests to ensure timely follow-up and resolution. • Maintain accurate records of audit results, examination materials, compliance findings, and corrective actions. • Assist with identifying trends, recurring issues, and opportunities to improve compliance procedures and operational processes. • Maintain a working knowledge of applicable mortgage regulations, including TRID requirements, and support adherence to internal policies and procedures. • Utilize Encompass LOS to review loan information, access documentation, and support compliance auditing activities. • Support the Compliance team with additional audits, reporting, documentation, and regulatory initiatives as needed.

🎯 Requirements

• Required: 3–5 years of experience in mortgage lending, mortgage compliance, loan auditing, or a related mortgage operations role. • Experience conducting TRID audits and reviewing mortgage loan files for regulatory compliance. • Experience with Encompass LOS and familiarity with wholesale mortgage lending. • Exam management or regulatory examination support experience preferred. • Knowledge of TRID requirements, mortgage disclosures, and applicable federal mortgage regulations. • Experience identifying compliance discrepancies, documenting findings, and coordinating corrective actions. • Excellent written and verbal communication skills with the ability to collaborate across multiple departments. • Strong analytical, organizational, and problem-solving skills with exceptional attention to detail. • Ability to manage multiple requests, prioritize competing deadlines, and maintain accurate documentation. • Ability to work independently while contributing effectively to a fast-paced, team-oriented environment.

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