Senior Risk & Control Analyst

🔥 17 hours ago

🇺🇸 United States – Remote

💵 $82.7k - $96.5k / year

⏰ Full Time

🟠 Senior

🎲 Risk

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Coastal

WebsiteLinkedInAll Job Openings

201 - 500 employees

🏦 Banking

💳 Fintech

🤝 B2B

Banking • Fintech • B2B

Coastal is a community bank (Coastal Community Bank) serving the North Puget Sound region that provides personal and business banking products and services. It operates local branches and ATMs while offering checking and savings accounts, home and business loans, treasury management, credit card processing, and online/mobile banking features (including mobile deposit, Zelle, and a mobile app). Coastal also supports embedded finance and fintech partnerships through technology offerings like ZSuite and a CCBX division, emphasizes fraud/security, compliance, and FDIC-insured deposit services (including IntraFi), and markets both consumer and B2B financial solutions.

📋 Description

• Lead and support oversight of Fintech Partner audits related to the BaaS program • Assist with creating risk assessments, audit scoping, and audit schedule planning • Support and track activities throughout the audit lifecycle • Collaborate with the BaaS Risk & Control Manager, internal Subject Matter Experts, Fintech Partners, and Partner Internal or External Audit firms • Develop processes to enhance the BaaS Risk & Controls Program • Create and maintain Partner Audit Risk assessments focused on Partner and BaaS service risks • Facilitate and coordinate Partner audits to ensure timely engagement and completion • Ensure Partner Audits address key risks to the BaaS program • Evaluate and update scopes for BSA, General Compliance, IT General Controls, IT Security Assessments, Deposit and Lending Compliance, and Operational audits • Review Partner engagement letters and audit reports for scope and testing compliance • Review audit findings and remediation plans to ensure risks are addressed timely and appropriately • Analyze audit risk trends across Partners to identify CCBX program improvements • Coordinate and assist in oversight audits and track findings through remediation • Assist in training department staff • Make recommendations to the Risk & Controls Manager

🎯 Requirements

• Knowledge and understanding of FinTech with a strong technical background • Ability to communicate risks and issues concisely and articulate impact in a structured manner, verbally and in writing • Understanding of regulatory compliance and FFIEC requirements is desired • Strong analytical skills to review audit programs, work papers, and reports for adequacy • Ability to present information and respond to questions from management, employees, affected departments, and BaaS Partners • Ability to organize and prioritize multiple projects while meeting deadlines with minimal direct supervision • Attention to detail and accuracy • Cooperative and professional attitude • Bachelor’s Degree and/or equivalent related experience • 5+ years of relevant bank Internal Audit and/or IT Risk and Controls experience • Maintain knowledge of BSA, USA Patriot Act, OFAC, Regulation E, Truth in Savings Act, UDAAP, Truth in Lending, and Equal Credit Opportunity Act • Ability to work without employment sponsorship

🏖️ Benefits

• Medical Coverage: Choose from three competitive medical plans • Health Savings Account (HSA) with tax advantages and employer contributions • Flexible Spending Accounts (FSA) for healthcare and dependent care expenses • Dental and Vision Insurance • Company-paid basic life insurance, with options to purchase additional coverage • Long-Term /Short-Term Disability (LTD) • Supplemental benefits including Hospital Indemnity, Accident Insurance, and Critical Illness coverage • 401(k) Retirement Plan with company matching • Generous vacation and sick leave policies • 11 paid holidays • Equal opportunity workplace and reasonable accommodations for individuals with disabilities