Underwriting Product Director – Casualty

🔥 20 hours ago

🇺🇸 United States – Remote

💵 $131k - $207k / year

⏰ Full Time

🔴 Lead

📋 Underwriter

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EMC Insurance Companies

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1911

🛡️ Insurance

Insurance

EMC Insurance Companies is a mutual insurance firm providing specialized business insurance solutions. They focus on commercial property insurance, liability insurance, workers' compensation, and business owners' policies. With a strong emphasis on personalized service, EMC collaborates closely with local agents to deliver comprehensive and tailored coverage. EMC is committed to understanding the unique challenges faced by its policyholders, offering risk management and loss control resources to help businesses safeguard their assets. Known for their dedicated partnerships and exceptional customer service, EMC ensures that businesses are prepared for the unexpected with their superior insurance solutions.

📋 Description

• Provide strategic direction and insight for the underwriting organization for an assigned line of business • Lead and coordinate strategy, execution, and oversight of complex products and programs at the enterprise level • Establish and communicate underwriting guidance and best practices across the organization • Serve as a senior technical expert, consultant, and mentor within Corporate Underwriting • Support complex line-of-business inquiries • Lead team workload, performance, and development while partnering with regional offices • Influence business decisions through recommendations to technical and non-technical audiences • Contribute to companywide strategic initiatives with Field and Corporate Underwriting leadership • Own strategy, execution, administration, and development of the assigned line of business • Serve as enterprise subject matter expert and oversee implementation of strategies, products, and programs • Develop short- and long-term product and underwriting strategies aligned with growth and profitability objectives • Oversee profit and loss and maintain the line-of-business business plan • Evaluate premium, loss, and underwriting data and identify performance trends • Develop and communicate underwriting standards, tools, and best practices • Develop new products and coverage language and oversee innovations and implementation • Assess market opportunities and product initiatives and recommend profitable-growth improvements • Provide rate-review analysis and actionable recommendations to regional offices and business units • Oversee proprietary and bureau rules, rates, forms, endorsements, and statistical coding • Evaluate regulatory impacts, prepare filings, and coordinate implementation • Advise on underwriting philosophy, risk acceptability, forms, rating, and risk management • Handle complex referrals, support authorizations, and determine/place facultative reinsurance • Lead special projects and partner with internal and external stakeholders • Develop and deliver training, workshops, and thought leadership content • Manage team performance, hiring, compensation, development, succession planning, DEI, innovation, and department budget

🎯 Requirements

• Bachelor’s degree, preferably in an insurance or business-related field, or equivalent relevant experience • Ten years of experience with commercial property and casualty underwriting, including at least five years of commercial staff underwriting experience within applicable line of business • Insurance certifications, such as CPCU, AU or CIC • Previous people leadership experience • Superior knowledge of countrywide underwriting techniques, terminology, policies, products, and forms • Exceptional underwriting judgment and decision-making skills • Strong knowledge of key performance indicators (KPIs) and ways to improve them • Proficiency with computer software and Microsoft Office Suite • Superior written and oral communication skills • Superior organizational and multi-tasking skills • Excellent problem-solving and analytical abilities • Excellent presentation, communication, and leadership skills • Ability to advise, partner, influence, and consult with diverse internal and external stakeholders, including senior leaders, executives, and project owners • Ability to distill and communicate highly complex issues for technical and non-technical audiences • Ability to translate technical ideas into general terms for business customers • Occasional travel required • Valid driver’s license with an acceptable motor vehicle report per company standards required if driving

🏖️ Benefits

• Work from home anywhere in the US • Comprehensive rewards package • Tobacco-free workplaces and company vehicles