Senior Product Manager, Life Insurance Products

🔥 23 hours ago

🇺🇸 United States – Remote

💵 $126k - $222k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

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Ethos

201 - 500 employees

💼 Consulting

🏥 Healthcare

📣 Marketing

Consulting • Healthcare • Marketing

Ethos is a life insurance provider offering a fast and convenient way for customers to apply for and receive life insurance coverage. Specializing in no-medical-exam policies, Ethos allows individuals to secure life insurance quickly, with coverage options ranging from term life for various durations to guaranteed whole life policies. The company emphasizes ease of use, providing online tools such as coverage calculators and educational resources, as well as customer and agent support. Ethos also offers additional benefits like estate planning aids as part of its insurance packages.

📋 Description

• Help lead the end-to-end development of life insurance products, including Whole Life, Permanent Life, Term, Indexed Universal Life, Final Expense, Disability Insurance, and insurance riders • Collaborate with carrier partners to implement new products and ensure seamless integration into the broader product ecosystem • Work cross-functionally with engineering, design, internal stakeholders, and third parties to understand policy administration systems and their role in the life insurance lifecycle • Assist with integrating policy administration systems and other carrier systems to ensure smooth product implementation, data flow, and operational efficiency • Leverage ACORD standards to enable standardized insurance data exchange, alignment, and compliance across systems • Analyze new product opportunities and insurance distribution channels • Contribute to developing and integrating eApplication systems • Support policy contract creation systems for accurate, efficient, and compliant policy document and contract generation • Help create a medium- and long-term vision for specific Ethos product areas • Participate in product discovery and use experiments to validate hypotheses • Optimize the life insurance product portfolio for accessibility, simplicity, and business impact

🎯 Requirements

• Minimum 5 years of product management experience • Proven track record contributing to the launch of life insurance products and delivering demonstrated results • Strong knowledge of the entire life insurance lifecycle, including policy administration systems, underwriting, and policy issuance • Experience with ACORD standards • Hands-on experience designing, implementing, and maintaining eApplication systems • Proficiency in policy contract creation systems • Experience integrating policy administration systems and other carrier systems • Experience with life insurance illustration platforms • Strong analytical skills • Ability to scale and optimize products, driving usage and customer satisfaction • Growth mindset with experience in experimentation and data analysis • Strong understanding of current product best practices • Ability to make an impact in a fast-paced environment

🏖️ Benefits

• Base salary of $126,000–$222,000 per year • Benefits offered; further details available on Ethos’s US benefits page • Equal opportunity and inclusive workplace • Consideration of qualified applicants with arrests and conviction records under the SF Fair Chance Ordinance

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