Domain Expert, Banking – Loan Origination & Commercial Lending

🔥 1 minute ago

🇺🇸 United States – Remote

⏳ Contract/Temporary

🟠 Senior

🔴 Lead

👻 Ghost score 15%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Factify

WebsiteLinkedInAll Job Openings

1 - 10 employees

⚡ Productivity

☁️ SaaS

Productivity • SaaS

Factify is a software development company focused on innovating and enhancing document management and processing. With a tagline of 'The Future of Documents,' Factify is dedicated to transforming how digital documents are created, stored, and utilized, likely employing advanced technologies to streamline workflows and improve efficiency in document-related tasks.

📋 Description

• Map end-to-end loan origination flows for consumer, small business and commercial lending, including intake, KYC/BSA/AML, income and collateral verification, credit analysis, underwriting, approval and exceptions • Map other critical bank processes as customer needs arise, using practical banking experience • Analyze credit policies, underwriting guidelines and regulatory requirements; surface conflicts, gaps and ambiguous thresholds • Define and validate decision rules covering eligibility, DTI/DSCR/LTV limits, covenants, pricing and escalation criteria with bank process owners • Build realistic test cases and golden-label datasets with approve, decline and refer outcomes and documented supporting evidence • Review agent decisions against real banking practice and flag rulebook or agent errors • Advise product and engineering teams on US banking requirements and production issues

🎯 Requirements

• 10+ years in banking at a US bank, credit union or lender, with deep expertise in credit, underwriting, loan operations or credit risk • Working knowledge of US banking regulation and supervision: ECOA/Reg B, fair lending, HMDA, TILA/RESPA, BSA/AML, OCC/FDIC/Fed model risk and credit risk guidance, and CECL • Experience documenting or redesigning bank processes (SOPs, BPMN, audit or model-governance work) • Ability to turn "it depends" into explicit conditions, thresholds and exceptions • Availability for regular overlap with the Tel Aviv team • Clear written and verbal communication with bank leaders, executives and engineers • Location: Remote (US), with regular overlap with the Tel Aviv team (US Eastern morning hours) • Commercial lending experience is valuable • Hands-on experience in core banking processes is a major asset • Experience at a fintech, digital lender or Big 4 financial-services practice • Exposure to decision engines, core banking and loan origination systems, or AI governance • FRM, CFA, CAMS or equivalent credentials