
5001 - 10000 employees
Founded 1990
💸 Finance
🏠 Real Estate
👥 B2C
💰 $500M Debt Financing - Freedom Mortgage on 2025-08
Finance • Real Estate • B2C
Freedom Mortgage is a U. S. -based residential mortgage lender and servicer that provides home loan products and related services to consumers. The company offers purchase and refinance mortgages (VA, FHA, USDA, and conventional), HELOCs, fixed- and adjustable-rate terms, cash-out and streamline refinances, online account management and payment tools, and customer support including loan advisors. Freedom Mortgage focuses on consumer (B2C) mortgage origination and servicing for homebuyers and homeowners.
🔥 1 minute ago
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5001 - 10000 employees
Founded 1990
💸 Finance
🏠 Real Estate
👥 B2C
💰 $500M Debt Financing - Freedom Mortgage on 2025-08
Finance • Real Estate • B2C
Freedom Mortgage is a U. S. -based residential mortgage lender and servicer that provides home loan products and related services to consumers. The company offers purchase and refinance mortgages (VA, FHA, USDA, and conventional), HELOCs, fixed- and adjustable-rate terms, cash-out and streamline refinances, online account management and payment tools, and customer support including loan advisors. Freedom Mortgage focuses on consumer (B2C) mortgage origination and servicing for homebuyers and homeowners.
• Prepare and reconcile monthly investor reports and remittances. • Process cash movements and respond to internal and external inquiries related to investor reporting. • Analyze system cutoff activity based on remittance methodology. • Perform pool-to-security reconciliations and expected cash analysis; quantify overages and shortages and clear variances. • Prepare reports and remit funds associated with monthly loan activity to investors. • Monitor P&I custodial accounts to prevent overdrafts and advance funds when needed. • Manage relationships with GSE and non-GSE representatives regarding servicing and investor reporting. • Balance loan-level and pool-level portfolios and report monthly balances and remittances according to investor guidelines. • Monitor All Regs publications and update investor reporting policies and procedures. • Research and clear cash adjustments before they become aged. • Handle daily inquiries from internal departments and respond to investor inquiries or requests. • Prepare documentation for internal and external audits. • Process loan transfers and portfolio reconciliations for acquired loans. • Provide requested data for service-released loans. • Assist in training new hires when needed. • Identify investor-related issues for research, analysis, and resolution and prepare summary reports of findings. • Perform investor functionality testing in the service bureau system as needed. • Complete special projects as assigned. • Perform other related duties as assigned. • This job has no supervisory responsibilities.
• Bachelor’s Degree from a Four (4) year College or University; or one (1) to two (2) years related experience and/or training; or equivalent combination of education and experience. • Experience with Fannie Mae, Freddie Mac, and Ginnie Mae reporting and reconciliation, including FNMA schedules 1, 2 and 3. • Strong analytical skills with an excellent math aptitude. • Strong attention to detail. • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations. • Ability to write reports, business correspondence, and procedure manuals. • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. • Ability to work with mathematical concepts such as probability and statistical inference, plane and solid geometry, and trigonometry. • Ability to apply fractions, percentages, ratios, and proportions to practical situations. • Ability to solve practical problems involving limited standardization. • Ability to interpret written, oral, diagram, or schedule instructions. • Experience with Fiserv, Business Objects, or Monarch is a plus. • Must maintain regular and punctual attendance.
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