Member Care Rep II – Collections and Loss Mitigation

🔥 50 minutes ago

🏄 California – Remote

🏄 California – Remote

💵 $23 - $24 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

📞 Collections

🚫👨‍🎓 No degree required

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Golden 1 Credit Union

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1933

🏦 Banking

💸 Finance

Banking • Finance

Golden 1 Credit Union is a member-owned credit union headquartered in Sacramento, California. It provides retail and business banking and a wide range of consumer financial services, including multiple checking and savings options, term certificates and IRAs, mortgages and home equity products, auto and personal loans, credit cards, investing and wealth services, and insurance and protection options. The credit union emphasizes online and mobile banking tools, member rewards and cashback programs, financial education, community grants and scholarships, and partnerships (for example with the Golden 1 Center/Sacramento Kings).

📋 Description

• Communicates and interacts with members for the prompt resolution of delinquent and negative accounts. • Educate members to promote account retention and minimize non-performing asset accounts. • Place and receive a high volume of inbound and outbound calls. • Identify, investigate, and resolve delinquent and negative account activity. • Accept incoming telephone inquiries for the resolution of delinquent accounts from members and staff. • Initiate skip tracing techniques to locate credit unions collateral. • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance. • Research and respond to inquiries from branches, members, and other departments. • Perform investigations to locate members with delinquent and negative accounts. • Engage with members and consumers to identify and uncover needs and provide solutions.

🎯 Requirements

• Successful completion of High School curriculum is required. • Minimum two years recent experience performing progressive collection duties in a collection environment including handling repossessions, installment loan collections including VISA and Negative Shares, and initiating real estate foreclosure proceedings, or experience in either the Collection department, or Loan department at Golden 1. • Strong verbal and written communication skills, facsimile machine, ten key, microfiche, electronic banking equipment, VISA terminal, credit union and collection rules, regulations, and policies.