Middle Market Commercial Underwriter

🔥 4 minutes ago

🚗 Michigan – Remote

🚗 Michigan – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

Apply Now

Find Similar Remote Jobs

Receive Emails For Remote Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Hastings Insurance Company

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 1885

🤝 B2B

👥 B2C

B2B • B2C

Hastings Insurance Company is a regional insurance provider based in Hastings, Michigan that offers commercial, personal (home and auto), and farm insurance through a network of independent local agents. The company emphasizes customized coverage, loss control consulting, claims support, and agent-led guidance to help businesses and individuals find affordable, tailored insurance solutions. Hastings focuses on community-based service with local agents, risk management resources, and a commitment to customer feedback and continuous improvement.

📋 Description

• Develop and strengthen relationships with independent agency partners throughout Michigan, serving as a trusted underwriting resource and advocate for profitable growth. • Identify opportunities to grow Hastings' Middle Market Commercial portfolio by partnering with agencies to write profitable new business while maintaining underwriting discipline. • Conduct agency visits and serve as Hastings' field representative within the assigned territory. • Work closely with Territory Sales Managers and internal business partners to support agency development and territory growth strategies. • Review, evaluate, and underwrite new and renewal middle market commercial business in accordance with underwriting guidelines and authority levels. • Analyze commercial risks, exposures, pricing, and coverage needs to support sound underwriting decisions. • Maintain in-depth knowledge of commercial products, coverages, pricing strategies, and underwriting appetite. • Collaborate with agents, policyholders, and internal business partners to deliver responsive, service-oriented underwriting support. • Partner with Marketing, Loss Control, Claims, and Underwriting teams to support agency development and corporate growth objectives. • Provide guidance on coverage interpretation, pricing considerations, and underwriting best practices to internal and external stakeholders. • Ensure compliance with underwriting directives, regulatory requirements, and company guidelines regarding risk selection and pricing. • Contribute to departmental training initiatives, professional development activities, and continuous improvement efforts.

🎯 Requirements

• 5+ years of commercial lines underwriting experience, preferably within Middle Market business segments. • Demonstrated success evaluating commercial risks and making sound underwriting decisions across a variety of industries and exposures. • Proven ability to build, maintain, and grow relationships with independent agency partners. • Demonstrated ability to identify new business opportunities and contribute to profitable commercial growth. • Experience balancing business development objectives with disciplined risk selection and profitability goals. • Bachelor's degree in Insurance, Business, Finance, or a related field preferred, or equivalent combination of education and experience. • AU, CPCU, or other industry designations preferred. • Strong knowledge of commercial insurance products, coverages, pricing, and underwriting principles. • Proficiency with underwriting systems, agency management tools, and Microsoft Office applications. • Valid driver's license and ability to travel regularly throughout the assigned territory.

🏖️ Benefits

• 401(k) with company matching contributions • Generous vacation and sick leave • Fully paid tuition and professional development reimbursement • Incentive compensation bonus opportunities