Real Estate Associate – Loan Originator

Job not on LinkedIn

🕒 July 16, 2025

🦀 Maryland – Remote

info

💵 $15 / hour

⏱ Part Time

🟢 Junior

🟡 Mid-level

🚫👨‍🎓 No degree required

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Logo of Hilltop Holdings

Hilltop Holdings

1001 - 5000 employees

Founded 2007

💸 Finance

🏦 Banking

💳 Fintech

Finance • Banking • Fintech

Hilltop Holdings is a financial services holding company with its roots in Texas, but a reach that extends across the United States. It operates through a diversified business model, providing services via its subsidiaries which include PlainsCapital Bank, a leading Texas-based bank, HilltopSecurities, a renowned municipal investment bank and financial solutions provider, and PrimeLending, a national home lender dedicated to facilitating homeownership. Hilltop Holdings is committed to corporate responsibility, ESG, and sustainability, as demonstrated in their recent initiatives and substantial community contributions. Recognized as a top workplace by USA Today in 2024, Hilltop Holdings prides itself on its positive impact both socially and economically.

📋 Description

• Engages in residential mortgage loan origination activities as defined by the SAFE Act, including taking mortgage loan applications and offering or negotiating terms of residential mortgage loans. • Markets and promotes PrimeLending’s financial products. • Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. • Establishes and maintains relationships with realtors, bank officers, builders, and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator. • Handles loan volume and assists with residential mortgage loans as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. • Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. • Collects and analyzes information regarding the customer’s income, assets, investments, or debts. • Schedules appointments with potential customers for the team. • Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. • Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. • Negotiates terms and conditions of loans with customers. • Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. • Maintains a professional image and adheres to standards consistent with company policies and procedures. • Meets customer service standards as outlined by management. • Other functions as needed.

🎯 Requirements

• High school diploma or equivalent and appropriate licenses as required by state. • Valid driver’s license and current automobile liability insurance. • A minimum of 6 months real estate or financial services experience required. • Maintain active NMLS registration and required licenses in good standing, in compliance with applicable laws. • Interacts with regional & corporate departments, as well as customers, realtors, sales agents, builders, appraisers, etc. • Demonstrated judgment and decision-making ability. Excellent and effective presentation and communication skills, both verbal and written. • Ability to quickly assess and process large amounts of data and use of appropriate AU and Loan Origination software technology. • Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. • Continue to expand knowledge of issues influencing the industry and the organization.

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