Senior Manager, Credit

Job not on LinkedIn

🔥 3 minutes ago

🇺🇸 United States – Remote

💵 $151.3k - $178k / year

⏰ Full Time

🟠 Senior

👔 Manager

👻 Ghost score 2%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Hotel Engine

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2018

🏨 Hospitality

📦 Logistics

🛍️ eCommerce

💰 $65M Series B on 2021-12

Hospitality • Logistics • eCommerce

Hotel Engine is a powerful platform that simplifies business travel by allowing companies to easily book, manage, and save on travel needs. The platform offers access to over 750,000 hotels globally, enabling seamless reservations for various group sizes, from small teams to large corporate events. With features like centralized reporting, flexible payment options, and dedicated support, Hotel Engine aims to streamline the travel experience for both organizations and individual travelers, ensuring significant savings in time and money.

📋 Description

• Hold the credit team accountable to the underwriting standard • Set decision quality expectations and review portfolio performance • Write and own the credit underwriting standard • Define credit signals, credit limits, exception treatment, and escalation paths • Build backtest infrastructure using historical application data • Analyze false positives on approved accounts • Partner with Data Science on credit model inputs and validation • Drive the transition from manual review to automated decisioning • Lead and develop the credit team • Set expectations, provide feedback, and build analytical capability • Deliver portfolio analytics to leadership • Coordinate with Fraud Operations on application fraud signals • Partner with senior leadership on credit policy governance and approval processes

🎯 Requirements

• 8+ years of credit underwriting or credit risk experience • 3+ years of experience leading a credit team • Proven track record of designing operating models • Deep experience in business or commercial underwriting • Experience setting credit limits, interpreting financial signals, and making independent credit decisions • Hands-on experience with commercial credit bureaus, such as D&B or equivalent • End-to-end ownership of KYB (Know Your Business) processes • Experience tracking human-in-the-loop decision metrics and driving automation rates up • Capability in portfolio analytics, including delinquency, cohort performance, and limit utilization • Strong written communication for exception documentation and executive updates • Background in a fast-paced fintech, corporate card, or SMB credit environment • Experience contributing to automated credit decisioning engines preferred as a bonus qualification • Proficiency in SQL or Snowflake for self-serve data analysis preferred as a bonus qualification

🏖️ Benefits

• Competitive base pay tied to role and experience • Equity for all employees • Some roles are eligible for bonuses or commissions • Benefits package available through engine.com/culture • Hybrid-hub model with office-based or fully remote work environments • Support and resources to succeed in the role