Strategic Interchange Analyst

Job not on LinkedIn

🔥 13 hours ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 11%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Jonas Software

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏗️ Construction

💼 Consulting

🏥 Healthcare

Construction • Consulting • Healthcare

Jonas Software is a prominent acquirer of vertical market software companies, with a rich history of over 20 years. The company focuses on mission-critical software solutions across various industries, aiming to provide business tools and a network for growth. Jonas Software operates under a decentralized structure, allowing acquired companies to maintain their autonomy while tapping into Jonas's extensive experience and best practices. They adhere to a 'buy & hold forever' strategy, ensuring long-term stability and a permanent home for acquired businesses. With more than 130 successful acquisitions under its belt and being part of Constellation Software, Jonas Software emphasizes preserving the legacy and culture of the companies it acquires, fostering a culture of sharing and leveraging expertise in vertical market software.

📋 Description

• Own interchange qualification and network-cost performance across the portfolio, identifying downgrade drivers, cost leakage, routing opportunities and remediation priorities • Monitor Visa, Mastercard and other relevant network changes, assess their financial impact and maintain current interchange rules, cost tables and optimization guidance • Analyze routing logic and transaction behavior to identify opportunities that improve qualification and payment economics • Use advanced SQL and other programming or query languages to analyze and reconcile large transaction, interchange, billing and network-fee datasets • Build automated monitoring, reporting and analytical workflows using AI, Python, Java or comparable tools to improve efficiency, accuracy and scalability • Translate complex payments analysis into clear executive insights, financial-impact assessments and practical recommendations

🎯 Requirements

• 5+ years of experience in payments, merchant acquiring, payment facilitation, processing, card networks, issuing, gateway operations or a closely related field • Deep knowledge of Visa and Mastercard interchange structures, qualification criteria, downgrade drivers, assessments, network fees and card-brand operating rules • Strong understanding of the payments ecosystem, including card brands, networks, issuers, acquirers, processors, gateways, PayFacs, merchants and sponsor banks • Advanced SQL proficiency, with demonstrated experience independently querying, joining, validating and interpreting large and complex datasets • Hands-on proficiency with Python, Java or another programming or query language used for analysis, automation and data workflow development • Demonstrated ability to use AI tools to automate workflows, improve analytical efficiency and communicate data-driven insights • Experience in merchant acquiring, payment facilitation, or processor environments • Knowledge of PIN debit, least-cost routing, FANF, VAMP, assessments, compliance fees and other network-related costs • Experience building interchange reference tables, qualification engines, reconciliation frameworks, portfolio monitoring or profitability models • Familiarity with payment-message data, gateway field mapping and authorization-to-clearing analysis • Degree in a quantitative or technical field such as Computer Science, Engineering, Mathematics, Statistics, Economics or Finance

🏖️ Benefits

• Full-time employment • Regular worker status

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