VP, Product Management – Core Lending

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🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $187.2k - $300.3k / year

⏰ Full Time

🔴 Lead

✅ Product Manager

👻 Ghost score 1%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Kapitus

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2006

💸 Finance

💳 Fintech

🤝 B2B

Finance • Fintech • B2B

Kapitus is a financial services company that provides customized financing solutions to small and growing businesses. It offers a range of products including business loans, lines of credit, equipment financing, revenue-based financing, invoice factoring, and purchase order financing, and operates both as a direct lender and through a broad financing network via its KapitusPLUS process. Kapitus emphasizes a streamlined application process that can generate multiple competing offers, supports clients with financing specialists and educational resources, and partners with providers like Experian to help businesses manage and improve credit.

📋 Description

• Serve as general manager of Kapitus’ core lending products, including term loans and lines of credit • Own and manage product P&L, revenue and cost drivers, product strategy, go-to-market plans, and outcomes • Track performance metrics, improve unit economics, and present monthly business performance to executive leadership • Identify performance gaps against competitive benchmarks and build investment cases • Partner with Finance on product-level P&L models • Define go-to-market strategy, positioning, pricing, channel strategy, and promotional offers • Lead launches for product features, underwriting enhancements, and market expansions • Maintain quarterly competitive intelligence analyses and translate findings into product recommendations • Define and present a rolling 12–18 month product vision for Line of Credit and Term Loan • Translate product vision into a prioritized roadmap with Product Delivery • Identify AI and machine learning opportunities to improve decisioning, underwriting, offers, and borrower communications • Ensure roadmap alignment with regulatory and compliance requirements • Directly lead, hire, develop, coach, and evaluate a team of Product Managers • Manage team performance, compensation, career growth, and succession planning • Collaborate with Product Delivery, Risk, Finance, Sales, Operations, Compliance, Legal, HR, and executive leadership

🎯 Requirements

• 8–12+ years in Product Management with demonstrated ownership of full product P&L in a fintech, banking, or lending environment • Experience leading multi-product portfolios at the Director or VP level is required • Proven track record of owning and improving approval rate, conversion rate, renewal rate, LTV, cost per acquisition, and financial business cases • Deep understanding of small business or consumer lending economics • Experience owning go-to-market strategy for a financial product, including pricing, channel strategy, launch planning, and competitive positioning • Experience in a regulated financial services environment • Familiarity with UDAAP, fair lending, adverse action notification, and CFPB guidelines as applied to small business lending • Experience working within or alongside an Agile Product Delivery organization • Understanding of the Product Owner/Product Manager distinction • Ability to present product strategies, competitive analyses, and business cases to executive leadership • Ability to lead and develop PM teams and influence cross-functional partners without direct authority

🏖️ Benefits

• Annual incentive compensation eligibility up to 20% annually • Comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare • UHC perks including Sweat Equity, Calm App subscription, UHC rewards, Real Appeal, and Quit For Life • Flexible Spending Account for qualified medical, dental, vision, pharmacy, and dependent care expenses • Lifestyle Spending Account for physical, mental, and financial well-being expenses • Company-paid short-term and long-term disability insurance • Voluntary supplemental life insurance and enhanced disability coverage • Colonial Accident and Hospitalization insurance options • Company-paid maternity and parental leave • Pre-tax commuter benefits • LifeBalance membership and discounts on outdoor activities, arts, health, and fitness • Pet and car insurance discounts • LegalShield financial services • Relaxation and stress management tools • Plum Benefits discounts on shows, travel, car rentals, and more • Up to $5,000 annually in tuition reimbursement • Relevant conferences and career development events • Travel reimbursement for work-related travel • Paid time off and sick time • 401(k) plan through Fidelity with a 25% match on contributions, up to 6% of annual salary