Pricing & Risk Director

🕒 June 26

🇺🇸 United States – Remote

💵 $170k - $230k / year

⏰ Full Time

🔴 Lead

🎲 Risk

🦅 H1B Visa Sponsor

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Kin Insurance

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2016

🛡️ Insurance

💸 Finance

👥 B2C

Insurance • Finance • B2C

Kin Insurance is a digital insurance company that offers homeowners, landlord, condo, mobile home, high-value home, flood, and auto insurance, along with mortgage products such as home loans, refinancing, home equity loans, and HELOCs. Kin emphasizes affordable, easy online quoting and policy management, claims support, and customer service, operating directly to consumers across multiple U. S. states.

📋 Description

• Own end-to-end P&L for the eastern region • Lead, develop, and set clear performance expectations for a team of two state managers • Define and continuously refine pricing strategies and risk frameworks for eastern states • Present pricing and risk insights to executive leadership and regulatory bodies • Build and maintain regional dashboards and risk KPIs • Own regulatory modeling and compliance strategy for the eastern region • Apply AI and data tools to surface emerging risk patterns • Drive a continuous state optimization discipline across the eastern region • Lead cross-functional problem solving on complex regional challenges

🎯 Requirements

• 10+ years of pricing, risk, actuarial, or advanced analytics experience • Proven track record leading a pricing, risk, or analytics function • Experience managing state- or regional-level budgets and headcount • Deep expertise building and interpreting executive dashboards, risk KPIs, and performance reporting • Demonstrated ability to navigate complex, multi-state regulatory environments • Comfort using AI and data tools to enhance analytical workflows • Strong presence with executive leadership and external stakeholders • Demonstrated ability to triage competing priorities across a complex portfolio • Comfortable operating in a fast-moving, evolving environment • Track record of developing direct reports and building a team culture rooted in accountability

🏖️ Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs) • 401(k) with company match up to 4% of eligible earnings • Multiple medical plan options, plus dental and vision coverage • Company-funded HSA contributions • Company-paid life insurance and short-term disability • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance • Access to mental health support and confidential counseling resources • Flexible PTO for exempt employees, plus 8 company-observed holidays • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents • Career mobility and internal growth opportunities across the organization • Professional development budgets for certifications, conferences, and learning available