Legal & Compliance Lead – AI

Job not on LinkedIn

🔥 5 minutes ago

🇺🇸 United States – Remote

💵 $200k - $280k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🤖 AI Engineer

👻 Ghost score 13%

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Logo of Kovo

Kovo

1 - 10 employees

💳 Fintech

Fintech

Kovo is a company that offers credit-building services designed to help individuals improve their credit scores. With no credit check required, Kovo provides customers with the opportunity to make timely payments which are reported to all four major credit bureaus: TransUnion, Equifax, Experian, and Innovis. This service allows users to potentially enhance their creditworthiness by tracking their FICO scores and earning cash rewards for their credit-building activities. Additionally, Kovo offers identity monitoring to protect customers against data breaches and identity theft. Kovo positions itself as a public benefit corporation, focusing on providing value and improving financial opportunities for its customers.

📋 Description

• Own legal and compliance end-to-end as Kovo's first and sole legal and compliance hire • Stand up new consumer financial products from zero to one and scale them • Work with product and engineering to design products with minimal licenses and obligations • Define entity, licensing, and bank-partner posture for each product • Write and obtain approval for policies, procedures, disclosures, and agreements • Review marketing, product flows, and partnerships before launch • Build scalable legal and compliance review processes • Reconcile legal and compliance posture across the product suite • Maintain existing legal and compliance operations • Codify, automate, or retire manual processes • Run litigation defense, dispute resolution, complaints, exams, and audits • Own bank and partner compliance relationships, privacy, and BSA/AML/KYC and fraud policy • Build and maintain agentic workflows for research, drafting, policy maintenance, monitoring, and reconciliation • Review and maintain the quality of agent-generated work • Engage and manage outside counsel when necessary • Provide clear, actionable written guidance to founders and cross-functional teams • Represent Kovo with banks, partners, regulators, and auditors • Report to a founder based in Austin, Texas

🎯 Requirements

• Practicing attorney with JD and active bar admission in a US state • Prior legal or compliance experience at a fintech startup, ideally a fast-growing one • Mid-career experience taking a regulated consumer product through its full lifecycle • Hands-on knowledge of FCRA and credit reporting, UDAAP, TILA/Reg Z, ECOA, EFTA/Reg E, state lending and money-transmission licensing, bank partnership programs, and BSA/AML/KYC • Experience managing outside counsel and regulator or bank-partner relationships directly • Strong preference for a multidisciplinary background in business, engineering, or product • Extremely organized with uncommon attention to detail • Clear, concise writing skills • Technically proficient; comfortable reading code and data, pulling numbers, and building AI-tool workflows • Ability to work with agentic workflows while maintaining a high quality standard • Comfortable with high intensity, full ownership, rapid prioritization, and tight timelines • Experience demonstrating product or program simplification, license avoidance, consolidation, or automation • Legally authorized to work in the United States

🏖️ Benefits

• Equity: 0.02%–0.06% • Benefits offered • Fully remote work • Cross-functional support from business operations and customer experience • Access to agents, outside counsel, and cross-functional teamwork

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