Mortgage Loan Processor

Job not on LinkedIn

🕒 July 2

🏖️ New Jersey – Remote

🏖️ New Jersey – Remote

💵 $32 - $36 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

🚫👨‍🎓 No degree required

👻 Ghost score 33%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Luminate Bank

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 1937

🏗️ Construction

🛡️ Insurance

🏦 Banking

Construction • Insurance • Banking

Luminate Bank is a regional consumer- and business-focused bank headquartered in Minneapolis that provides a full range of retail and commercial banking services. It offers personal accounts (checking, savings, CDs, HSAs), business banking and treasury management, full-service mortgage and home lending (conventional, FHA, VA, jumbo, construction, renovation, reverse, refinance), title & escrow, and credit card products. The bank emphasizes digital banking tools — a mobile app, online banking, digital wallet integrations, Zelle®, and financial planning resources — while highlighting local support, community impact, and resources for first-time homebuyers and small businesses.

📋 Description

• Review loan applications for accuracy and completeness • Collect, verify, and analyze supporting documentation, including income, assets, credit, title, appraisal, and other materials • Submit complete loan files to underwriting within established timelines • Ensure all conditions are met prior to closing • Act as the primary point of contact for Loan Officers, borrowers, and third-party vendors during processing • Provide clear and timely loan-status updates to stakeholders • Collaborate with underwriters, closers, and other team members to resolve issues quickly • Ensure adherence to federal, state, investor, and company regulations and policies • Maintain accurate records in the loan origination system (LOS) • Identify and escalate potential risks or red flags during loan review • Deliver high-level customer service to internal and external clients • Guide borrowers through document requirements and answer processing-related questions

🎯 Requirements

• Two years minimum processing in a correspondent lending environment • Effective communication skills, both written and verbal • Proficiency in DU/DO, LP, GUS, FHA Connection, VA Portal • Knowledge of a variety of loan programs including FHA, VA, Conventional, USDA and MHFA • Ability to calculate income, including self-employed borrowers • Acute attention to detail • Detail-oriented with strong problem solving and organizational abilities • Proficiency with mortgage processing systems and Microsoft office

🏖️ Benefits

• Competitive compensation reliant on ability and experience • Excellent benefits package including health, pre tax HSA, FSA accounts and dental & vision • Life and AD&D Insurance, as well as additional voluntary benefit possibilities • 401K with robust company match • Flexible PTO program • Earned Sick & Safe Time (ESST) • Full-Time (benefit eligible) • The opportunity to work for the Midwest’s fastest growing lender