AML Investigator III

Job not on LinkedIn

🕒 September 11

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $109.5k - $136.9k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚨 AML and Financial Crime

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 20%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Provide input on implementing new transaction-monitoring rules and tuning existing rules • Review AML and other financial-crime alerts in the transaction-monitoring queue and take action as needed • Contact users for information about account usage and transactions • Work with partners and internal team members to review and assess information from users • Investigate and respond to Requests for Information from partner banks • Deliver clear, well-supported AML reviews of customer account activity • Decide user-account actions, including locking or closing accounts • Develop an understanding of expected activity for each user type • Document investigative findings and escalate unusual or potentially suspicious activity to partners for SAR consideration • Investigate tools to improve job efficiency • Write clear process documentation and help train future teammates

🎯 Requirements

• Experience identifying money laundering, detecting fraud, or other financial-crime-related behavior in banking, fintech, or other financial services through vendor and in-house-developed transaction-monitoring rules • Fluency in bank transactions, including ACH, check, debit card, credit card, and domestic and international wire transfers • Understanding of the business banking landscape • Familiarity with international activity and ownership • Ability to communicate complicated concepts clearly and efficiently in speech and writing • Ability to manage relationships with external parties • Ability to work efficiently and with focus • Ability to maintain an organized and clean inbox • Problem-solving skills • Interest in automating work • Curiosity about the US banking system, startups, and ecommerce companies

🏖️ Benefits

• Base salary • Equity (stock options/RSUs) • Benefits • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs