Senior Credit Analyst

Job not on LinkedIn

🔥 4 minutes ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $128.6k - $160.7k / year

⏰ Full Time

🟠 Senior

🧐 Analyst

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.Why this score:

• Just posted.
• Jobs at this company usually fill in 49 days.

Apply Now

Check your resume score

Customize resume + cover letter

Find Similar Remote Jobs

☆ Save☑️ Mark as applied❌ Hide

Report problem

Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Underwrite new commercial charge card applications and document clear, defensible rationales • Operate portfolio monitoring and re-underwriting for existing card customers • Identify risk changes early and recommend action • Develop and iterate underwriting and monitoring procedures • Support Customer Success, Sales, and Risk/Compliance on card account requests • Recommend suitable credit product fits • Coordinate escalation workflows for complex or exception cases • Provide analytical support and influence credit policy and procedure improvements

🎯 Requirements

• Experience at a fintech or bank working with highly regulated financial products • Strong credit analysis skills, including financial statement analysis • Comfortable working with cash and revenue based underwriting methods • Sound judgment under uncertainty and ability to make defensible decisions without undue risk • Analytical curiosity and ability to identify patterns across applications and accounts • Experience with SQL and/or Python is nice to have, not required

🏖️ Benefits

• Equity (stock options/RSUs) • Benefits package • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume