Senior Product Manager – Business Lending

🔥 0 minutes ago

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $200.7k - $250.9k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

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Mercury

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2019

💳 Fintech

💸 Finance

☁️ SaaS

Fintech • Finance • SaaS

Mercury is a financial technology company that provides online business banking services, although it is not a bank itself. It partners with FDIC-insured banks like Choice Financial Group, Column N. A. , and Evolve Bank & Trust to offer banking services. Mercury aims to simplify financial operations for startups and businesses by offering a range of services including checking and savings accounts, treasury management, corporate cards, expense management, invoicing, and accounting automations. The platform is designed to streamline various banking tasks and enhance financial workflows with features like fraud monitoring and account security. It also offers investment opportunities through its Mercury Treasury product and startup support through its Mercury Raise platform.

📋 Description

• Own the vision, strategy, and roadmap for Mercury's business lending product suite • Drive the end-to-end customer journey — eligibility and discovery, application, underwriting and decisioning, funding, servicing, and repayment • Partner with risk and data science to design underwriting and decisioning experiences that balance speed and approval rates with sound credit and compliance controls • Work with design and engineering to make the application feel effortless, transparent, and trustworthy for business owners • Collaborate with banking partners, legal, and compliance to ensure the product is regulatory-compliant and operationally sound • Define and instrument the metrics that matter: conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction — and use them to prioritize • Use customer insight, market research, and data to decide what to build next, and make crisp tradeoffs between scope, risk, and speed • Partner with marketing, sales, and support to launch the product and bring it to the right customers at the right moment

🎯 Requirements

• 7+ years of product management or aligned experience, with at least 2+ years in lending, credit, payments, or another regulated financial domain • Experience of building and scaling lending businesses • A strong grasp of the lending lifecycle: origination, underwriting, servicing, and repayment , and the risk and compliance considerations that come with it • Proven ability to ship AI-first and iterate on customer-facing products that solve real problems for users • Technical fluency: comfort partnering deeply with engineers and data scientists while translating complexity for business, risk, and compliance stakeholders • Strong customer empathy paired with the rigor to balance growth against credit, compliance, and operational realities • A track record of using data and experimentation to drive decisions and measurable outcomes • Comfort operating with ambiguity and setting direction in a fast-moving, greenfield product area

🏖️ Benefits

• base salary • equity (stock options/RSUs)