Senior Risk Strategist – Fraud

🕒 June 4

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $200.7k - $250.9k / year

⏰ Full Time

🟠 Senior

🎲 Risk

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Own strategy and execution across ACH, Check Deposits, Checkbooks, RTP, onboarding, and account takeover fraud domains • Drive Mercury’s Personal Banking fraud program build-out • Design fraud controls and strategies using data and quantitative analysis • Mitigate risk and improve customer experience while balancing trade-offs • Partner with Compliance and Legal to align solutions with regulatory requirements • Lead Product, Engineering, and Operations efforts to implement scalable risk solutions • Serve as a fraud domain expert and drive systemic improvements • Define and track metrics for risk effectiveness and customer impact • Identify problems, build the case, and drive work through completion

🎯 Requirements

• 6+ years of experience in an analytical role, including 4+ years in fraud detection and strategy • Consumer fintech experience strongly preferred • Proven ability to design and execute fraud strategies across ACH, checks, RTP, onboarding, ATO, and friendly fraud • Hands-on experience contributing to consumer/personal banking fraud programs • Familiarity with consumer-specific fraud patterns and regulatory context • Skilled in customer risk scoring/modeling and process automation • Strong SQL proficiency • Ability to translate data into actionable strategy • Experience balancing risk, compliance, and customer experience in cross-functional settings • Excellent communication skills • Ability to operate in ambiguity and make high-quality decisions with imperfect information • Highly self-motivated with a strong work ethic • Curious, growth-oriented, and motivated to work on fraud problems across all lifecycle stages

🏖️ Benefits

• Equity (stock options/RSUs) • Benefits • Competitive total rewards package