Director, AML/CFT Governance, Quality Control, Reporting

🔥 13 hours ago

🌵 Arizona, Kentucky, +4 more states – Remote

🌵 Arizona – Remote 🐎 Kentucky – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🗿 South Dakota – Remote 🎸 Tennessee – Remote

💵 $86k - $145k / year

⏰ Full Time

🔴 Lead

🚨 AML and Financial Crime

👻 Ghost score 4%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Support and execute the Bank's AML/CFT governance framework • Develop and maintain governance standards for policies, procedures, oversight routines, and escalation processes • Assist in managing AML/CFT governance committees and working groups • Assess AML/CFT processes and identify opportunities to improve program effectiveness • Support AML/CFT program issue management, corrective action plans, escalation, resolution, and remediation • Monitor and report financial crimes risks and control effectiveness • Support regulatory examinations, audits, and independent reviews • Monitor regulatory developments, enforcement actions, and industry trends • Lead day-to-day execution of the AML/CFT Quality Control program • Design, implement, and maintain a risk-based quality control framework • Identify control weaknesses, process inefficiencies, emerging risks, and improvement opportunities • Conduct trend analysis and root cause assessments • Establish quality standards, review methodologies, sampling protocols, and performance metrics • Monitor remediation efforts and validate corrective actions • Develop and communicate quality metrics and performance results • Manage development, governance, validation, and delivery of executive and committee reporting • Develop and maintain management information systems, dashboards, scorecards, and reporting packages • Establish and monitor KRIs, KPIs, and KCIs • Analyze and communicate trends related to transaction monitoring, suspicious activity, sanctions screening, customer risk profiles, investigations, and quality control outcomes • Ensure data integrity, accuracy, completeness, and consistency in management and regulatory reporting • Prepare and present program performance, risk trends, control effectiveness, regulatory developments, and remediation progress • Partner with Technology and Data Management teams on reporting capabilities, automation, data governance, and efficiency • Provide operational leadership for assigned team members and activities • Coach, develop, and support team members • Establish performance expectations, accountability standards, and department objectives • Support resource planning, prioritization, and workload management • Serve as a subject matter leader and escalation point • Collaborate with senior leaders, regulators, auditors, and business line partners • Lead initiatives to strengthen governance, improve controls, enhance reporting, and increase program maturity • Champion change efforts related to regulatory requirements, technology implementations, process improvements, and business growth • Promote accountability, sound risk management, and compliance throughout the enterprise

🎯 Requirements

• Bachelor's degree in Business Administration, Finance, Accounting, Risk Management, Criminal Justice, Compliance, or a related field required • Master's degree preferred • Preferred certifications: Certified Anti-Money Laundering Specialist (CAMS), Certified Financial Crime Specialist (CFCS), Certified Regulatory Compliance Manager (CRCM) • Minimum of 7 years of progressive experience in AML/CFT Compliance, Risk Management, Internal Audit, Compliance, or related regulatory, governance, or control functions within a regulated financial industry • Minimum of 3 years of leadership experience managing people, projects, or complex compliance program activities • Demonstrated experience leading governance, quality control, quality assurance, compliance testing, reporting, or oversight functions within a regulated financial institution • Extensive knowledge of the Bank Secrecy Act (BSA), Anti-Money Laundering regulations, OFAC regulations, FinCEN requirements, the USA PATRIOT Act, and related banking regulations • Experience developing and presenting management, committee, and senior leadership reporting • Experience supporting regulatory examinations, internal audits, independent testing reviews, and remediation programs • Experience operating within, consulting for or supervising a mid-sized or large financial institution, preferably one with assets exceeding $8 billion • Proven ability to influence stakeholders, lead strategic initiatives, and drive cross-functional collaboration in a highly regulated environment • Strong written, verbal, analytical, and presentation skills • AML/CFT Regulatory Expertise • Governance and Risk Management • Quality Control and Compliance Testing • Management and Committee Reporting • Data Analytics and Performance Metrics • Regulatory Examination Management • Operational Leadership • Issue Management and Remediation • Change Management • Project and Program Management

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package • Reasonable accommodation under the Americans with Disabilities Act and certain state or local laws