Senior Mortgage Processor – Portuguese Speaking

🕒 June 27

🌽 Illinois – Remote

🌽 Illinois – Remote

💵 $26 - $31 / hour

⏰ Full Time

🟠 Senior

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Rate

WebsiteLinkedInAll Job Openings

5001 - 10000 employees

Founded 2000

💳 Fintech

💸 Finance

💰 Private equity on 2018-01

Fintech • Finance

Rate is a consumer-facing finance brand (likely a fintech) whose website CSS contains explicit credit-related variables and UI tokens. The available site stylesheet includes color variables named for credit tiers (credit-poor, credit-fair, credit-good, credit-excellent) and many design tokens for rates, marketing, and status indicators — indicating Rate offers digital experiences around credit scoring, rates, or other personal finance metrics. The styling and tokens suggest a polished web product focused on presenting financial/credit information to users rather than hardware or non-financial services.

📋 Description

• Review loan applications for completeness and accuracy • Verify all documentation meets regulatory and company guidelines • Communicate with loan officers, lenders, underwriters, and clients to ensure timely processing • Calculate income, review credit reports, and analyze financial statements to assess borrower eligibility and loan feasibility • Disclose application package and all necessary initial disclosures based on RESPA requirements and timeframes; complete redisclosures when needed too • Collect and review all borrower supporting documentation and follow up with borrowers as necessary • Coordinate with third-party vendors, such as appraisers, title companies, and insurance providers, to facilitate timely and accurate processing of loans, and a smooth closing process • Organize files for complete and proper UW submission, anticipating all potential company and investor requirements, and submit files with the intent of Clear to Close • Manage a pipeline of loans efficiently from origination to funding • Provide guidance and support to junior processors and loan officers, assisting with training and mentoring as needed • Stay up-to-date on industry trends, regulations, and best practices related to mortgage lending and loan processing

🎯 Requirements

• Minimum of 5 years of experience in mortgage loan processing, with a focus on conventional, FHA, VA, and USDA loans. • In-depth knowledge of mortgage industry loan products, credit analysis, and mortgage industry practices • Strong analytical skills and attention to detail, with the ability to accurately review and analyze complex financial documents. • Excellent communication and interpersonal skills, with the ability to effectively interact with clients and colleagues at all levels. • Self-motivated and driven toward achievement of goals • Proven track record of increasing sales and profitability within a region • Ability to build relationships, manage key stakeholder relationships, and influence others internally and externally • Strong interpersonal skills, with the ability to effectively communicate with individuals at all levels and from diverse backgrounds • Solutions-oriented and demonstrated ability to overcome challenges • Strong understanding of sales and pipeline management to maximize business potential • Comfortable with ambiguity • Strong business acumen and analytical capabilities • Experience working with key performance indicators and metrics, with an understanding of the behaviors that drive performance metrics • Ability to adapt to changing priorities and lead change management initiatives throughout the organization • Thrives in a fast-paced, complex organization • Strong negotiation skills with excellent understand of the company's value proposition

🏖️ Benefits

• eligibility to participate in a company-sponsored 401(k) • vacation benefits • eligibility for medical, dental, vision, and prescription drug benefits • flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts) • life insurance and death benefits • critical care insurance • personal accidental insurance • commuter benefits • pet insurance • certain time off and leave of absence benefits • well-being benefits (e.g., employee assistance program) • other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)