Credit Officer

🔥 4 minutes ago

🏈 Alabama, Colorado, +5 more states – Remote

🏈 Alabama – Remote ⛰️ Colorado – Remote 🐊 Florida – Remote 🌲 North Carolina – Remote 🌴 South Carolina – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote

💵 $87.3k - $139.4k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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SouthState Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

📋 Description

• Own all tasks and challenges encountered in the assigned position • Lead the Company’s credit approval and review activities supporting a centralized business-loan approval process • Ensure loan decisions follow policy guidelines and collateral documentation is adequate • Maintain ongoing administration and review of the commercial loan portfolio’s quality and profitability • Make timely credit-risk assessments and approve or decline loan requests within delegated authority • Recommend credit requests exceeding delegated authority • Direct examination of loan documentation before granting loans or commitments • Assist team members when volume exceeds capacity to meet service-level agreements • Advise credit and line personnel on overall lending policy • Identify significant trends and recommend policy changes • Complete special projects as assigned • Ensure compliance with Bank, State, Federal, and regulatory policies • Safeguard confidential information according to Bank policies • Perform other duties as assigned

🎯 Requirements

• BS or higher in Business Administration, Finance, Accounting, or related field • Five or more years of banking experience in commercial credit analysis, commercial loan review, or commercial lending • Good interpersonal skills • Good computer skills, including Word and Excel • Excellent communication skills • Ability to communicate and negotiate with all levels • Required annual compliance training • Ability to stand and/or sit for long periods of time • Ability to effectively access and interpret information on computer screens, documents, and reports • Secure home office environment free from background noise and distractions • Reliable private internet connection not supplied by cellular data; cable or fiber preferred

🏖️ Benefits

• Secure home office environment for telecommuting roles • Reliable private internet connection required; cable or fiber preferred • Travel may be required to attend meetings as needed • Required annual compliance training • New Employee Orientation • Reasonable accommodations for individuals with disabilities • Equal Opportunity Employer, including disabled/veterans