Fraud Data Analyst

🔥 0 minutes ago

🏈 Alabama, Colorado, +5 more states – Remote

🏈 Alabama – Remote ⛰️ Colorado – Remote 🐊 Florida – Remote 🌲 North Carolina – Remote 🌴 South Carolina – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote

💵 $87.3k - $139.4k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📉 Data Analyst

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

SouthState Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

📋 Description

• Evaluate fraud detection rules, monitoring logic, alert performance, false positives, and data quality issues; recommend enhancements • Develop, maintain, and enhance dashboards, recurring reports, trend analyses, and ad hoc data views • Identify emerging fraud trends, attack patterns, mule activity, account takeover indicators, synthetic identity concerns, suspicious online account opening activity, and social engineering indicators • Query, extract, validate, and analyze large datasets using SQL-based databases, Snowflake, Excel, and other approved analytical tools • Analyze fraud alerts, account activity, customer behavior, transaction patterns, and other data sources • Research and analyze high-risk transactions across digital banking, Zelle, Bill Pay, Bank-to-Bank transfers, debit card, wires, ACH, checks, and other payment channels • Communicate internal control deficiencies, data limitations, system issues, and fraud vulnerabilities • Provide analytical support, peer guidance, training, and subject matter expertise to team members • Adhere to SouthState Bank’s BSA/AML/OFAC operating procedures and internal controls • Support fraud investigations, strategy development, risk-based decisions, reporting, escalation, loss reduction, and regulatory compliance

🎯 Requirements

• Minimum of 5 years of fraud, financial crimes, BSA/AML, banking operations, risk management, data analytics, or related experience in a financial institution or similar regulated environment • Experience conducting fraud investigations, analyzing transactional activity, and identifying fraud or financial crime patterns • Minimum of 2 years’ experience querying, analyzing, and reconciling large datasets using SQL-based databases, Snowflake, Excel, or similar tools • Experience creating management reports, dashboards, trend analyses, or data-supported recommendations • Experience with fraud detection systems, case management systems, digital banking platforms, core banking systems, payment channels, or transaction monitoring tools preferred • Minimum of 2 years experience supporting fraud strategy, rule tuning, control enhancement, alert optimization, or loss mitigation initiatives preferred • Working knowledge of SQL, Snowflake, relational databases, data extraction, data validation, and data quality concepts • Working knowledge of Microsoft Excel, including pivot tables, formulas, data cleaning, and analytical functions • Knowledge of data visualization, dashboarding, or reporting tools such as Power BI, Tableau, or similar platforms preferred • Familiarity with Python, R, SAS, model monitoring, statistical analysis, or machine learning concepts preferred but not required • In-depth knowledge of fraud typologies and bank fraud schemes • Familiarity with payment types and digital banking products, including Zelle, Bill Payments, Bank-to-Bank payments, ACH, wires, checks, and debit cards • In-depth knowledge of BSA/AML regulations related to suspicious activity monitoring, escalation, and reporting • Strong understanding of bank operations and banking systems • CAMS, CAFP, CFE, or data analytics-related certification preferred • Advanced analytical, critical thinking, and problem-solving skills • Strong investigative judgment and ability to determine when escalation is required • Ability to query, analyze, reconcile, and summarize large datasets accurately and efficiently • Ability to translate data findings into business recommendations, risk-based actions, and executive-level reporting • Sound judgment, discretion, and integrity when handling confidential information • Ability to work independently, prioritize competing deadlines, and make timely decisions • Strong attention to detail, data quality, documentation, and audit trail requirements • Proficiency with Microsoft Outlook, Word, Excel, PowerPoint, and data visualization or reporting tools • Excellent oral and written communication skills • Ability to collaborate with business lines, operations, technology, risk, legal, compliance, and management partners • Ability to read, analyze, and interpret Federal and State banking regulations and internal policies • Ability to work remotely in a secure, distraction-free setting with reliable internet connection; mobile hotspots not acceptable • Must complete required training and comply with BSA/AML/OFAC procedures and controls • Must be able to work at a computer for extended periods and communicate with coworkers and customers • May require work before or after normal business hours

🏖️ Benefits

• Remote work arrangement • Secure and distraction-free remote work setting with reliable internet connection • Required new employee orientation • Required annual compliance training • System-specific training as necessary • FIU/Financial crimes training as assigned • Reasonable accommodations for individuals with disabilities • Equal opportunity employer, including disabled/veterans