Loan Assistant II

🔥 16 hours ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👻 Ghost score 10%

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Logo of SouthState Bank

SouthState Bank

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

📋 Description

• Direct the timely processing and fulfillment of commercial loans • Manage simple and semi-complex commercial loans and basic to semi-complex client relationships as part of the deal team • Ensure accuracy and uniformity of loan documents to minimize bank risk • Assist with loan issue investigations and resolution • Track and manage the loan pipeline, loan maturities, uninsured reports, and past-due reports • Prioritize tasks to meet processing goals and customer expectations • Provide backup support to other Loan Assistants during PTO and absences • Maintain knowledge of state and federal lending and documentation regulations, bank policies, and guidelines • Collect and organize borrower documentation, including income verification, credit reports, and identification • Accurately input data into loan processing systems • Order title searches, UCC searches, appraisals, and flood certifications • Coordinate closings with lenders, attorneys, insurance agents, and clients • Initiate disbursement of closing funds and issue loan proceeds via checks or wires • Review closed and funded loans for document completion and ensure timely, accurate booking • Obtain post-purchase documentation and maintain a tickler system for outstanding post-closing documentation • Report collateral and exception monitoring status during weekly meetings • Support up to 2–3 lenders and other stakeholders throughout the loan process • Provide client assistance and respond to questions and information requests • Notify clients of issues or discrepancies and assist with resolution • Promote company culture, build internal and external customer relationships, and participate in community projects • Participate in learning and development activities • Maintain confidentiality, obtain approvals, meet deadlines, and comply with security, fraud-prevention, consumer-protection, and internal guidelines • Travel as needed for lender/client meetings, all-hands meetings, career development, site visits, and acquisition/merger support

🎯 Requirements

• High school diploma or equivalent required • 3–4 years of experience in commercial lending documentation • 3–4 years of Loan Assistant I or comparable experience • Solid understanding of loan products and procedures • Excellent time management, organizational skills, and attention to detail • Excellent communication and interpersonal skills • Excellent computer skills, especially Microsoft Office • Ability to prioritize tasks, think and work independently • Ability to analyze and problem solve situations • Ability to exercise personal and professional responsibility and work with limited direction • Required annual compliance training and New Employee Orientation • Ability to access and interpret information on computer screens, documents, and reports • For applicable telecommuting roles: secure home office free from background noise and distractions and reliable private internet connection not supplied through cellular data

🏖️ Benefits

• Required annual compliance training • New Employee Orientation • Telecommuting option may be available, with a secure home office environment and reliable private internet connection required • Cable or fiber internet connections preferred • Reasonable accommodations for individuals with disabilities • Career development opportunities

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