Senior Credit Risk Review Officer

🔥 0 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟠 Senior

👻 Ghost score 10%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

SouthState Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

📋 Description

• Independently evaluate the credit quality and credit processes of the bank • Conduct comprehensive ongoing monitoring of complex commercial loans • Lead credit process and target reviews of complex commercial portfolios and risk elements • Participate in credit process and target reviews across commercial portfolios • Validate credit and financial information, borrower/guarantor creditworthiness, and loan relationship grades • Validate loan and collateral documentation for adequacy, policy adherence, and enforceability • Prepare periodic risk assessments and validate or revise risk-based rankings • Communicate findings and provide constructive feedback to loan officers, underwriters, portfolio managers, analysts, credit administrators, and management • Manage follow-up items and report their resolution in review documentation • Attend loan committee and other relevant meetings • Mentor less experienced Loan Review Officers and serve as a subject matter expert • Conduct training as needed • Support continuous improvement initiatives and develop ideas to advance the Loan Review function

🎯 Requirements

• College Degree, preferably a degree in Accounting, Finance, Economics or equivalent experience • Minimum of seven years of credit review, commercial lending, commercial loan underwriting, and/or commercial loan portfolio management experience • Computer literacy • Proficient in Microsoft Office applications • General banking experience required • Proficient writing skills to communicate clearly, concisely, and persuasively • Ability to evaluate facts independently and objectively • Ability to make sound decisions and propose corrective actions • Strong organization, accuracy, and attention to detail • Ability to work independently • Ability to interact with senior management and banking stakeholders • Must have a secure, private home office free from background noise and distractions • Must have a reliable private internet connection not supplied by cellular data • Ability to travel to meetings as needed

🏖️ Benefits

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions • Required annual compliance training • New Employee Orientation • Remote telecommuting arrangement with a secure home office environment • Reliable private internet connection required for telecommuters • Cable or fiber internet connections preferred

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume