Credit Risk Analyst, Commercial Underwriter

🔥 53 minutes ago

🌽 Illinois – Remote

🌽 Illinois – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

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Stripe

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2010

💳 Fintech

🛍️ eCommerce

🤝 B2B

💰 Venture Round on 2021-05

Fintech • eCommerce • B2B

Stripe is a global payments processing platform that enables businesses to accept online and in-person payments. It offers a comprehensive suite of financial services, including payment processing, billing, and revenue management tools, aimed at businesses of all sizes, from startups to enterprises. By providing a developer-friendly API, Stripe allows businesses to streamline their payment operations and embed financial services directly into their applications, facilitating both B2B and B2C transactions.

📋 Description

• Work directly with our top merchants, from successful venture-backed startups to well-established institutions, to evaluate their business models and financial statements • Provide tailored credit risk recommendations that mitigate Stripe exposure, while facilitating partner company growth • Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models • Deliver insights to support senior management decisions, ranging from onboarding strategies to merchant pricing analysis • Support the refinement of tools and processes to help the team deliver on key performance indicators, such as credit loss targets or portfolio coverage metrics • Work with internal and external partners to support merchants around the world

🎯 Requirements

• 5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting • Bachelor's degree in Finance, Economics, Statistics, or other related fields • Strong knowledge of accounting principles and comfort evaluating financial statements and business models across a range of industries • Ability to transform business and financial data into cohesive narratives that outline potential credit risks and present dynamic mitigation strategies • Strong written, verbal, and problem-solving skills • Attention to detail while managing priorities in a fast-paced environment • Ability to comfortably interact with the CFOs and CEOs of our top merchants • Deep empathy for entrepreneurs running a business, and motivation to solve problems to empower them

🏖️ Benefits

• Health insurance • Retirement plans • Paid time off • Flexible work arrangements • Professional development