Indirect Auto Credit Analyst

🔥 14 hours ago

🌵 Arizona, Colorado, +7 more states – Remote

🌵 Arizona – Remote ⛰️ Colorado – Remote 🐊 Florida – Remote 🌺 Hawaii – Remote 🌽 Illinois – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote ☕ Washington – Remote 🦬 Wyoming – Remote

💵 $27 - $32 / hour

⏳ Contract/Temporary

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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TEKsystems

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1983

💼 Consulting

🎯 Recruiter

🏢 Enterprise

Consulting • Recruitment • Enterprise

TEKsystems is a global IT and business services firm that provides technology consulting, talent solutions, managed services and workforce recruitment to enterprise clients. The company delivers cloud, digital and data services (including AI/ML and automation), application innovation, Agile/DevOps transformation, technology operations and digital experience work, and operates large-scale talent and managed service programs. TEKsystems works across industries (financial services, healthcare, public sector, telecommunications, retail/manufacturing, energy and more), maintains technology partnerships with major cloud and software providers, and reports more than $7B in annual revenue and 100+ locations worldwide.

📋 Description

• Review and underwrite vehicle loan applications submitted through dealership networks for credit union partners • Analyze credit bureau reports and borrower credit history • Evaluate debt-to-income (DTI), payment-to-income (PTI), loan-to-value (LTV), income documentation, and overall borrower risk • Make loan approval, decline, and stipulation decisions within lending guidelines • Document underwriting decisions and rationale in loan systems • Communicate directly with dealerships and credit union partners • Follow up to obtain missing documentation and loan conditions • Manage a high-volume queue while meeting production and turnaround goals • Support funding and loan completion activities • Complete initial training Monday-Friday, 9:00 AM-6:00 PM Mountain Time • Work the regular Thursday-Monday schedule, 12:00 PM-9:00 PM Mountain Time, with Tuesday and Wednesday off • Bid for alternative schedules quarterly based on production and performance metrics

🎯 Requirements

• Minimum 3 years of indirect auto underwriting experience • Experience independently approving, declining, or stipulating auto loan applications • Strong experience evaluating credit reports, DTI, PTI, LTV, and income verification documentation • Experience using at least one of: MeridianLink, Keystone Correlation, CUDL, ArcOS, Ideal, or L360 • Ability to thrive in a fast-paced, high-volume environment • Strong verbal and written communication skills • Ability to work independently in a remote setting • Comfortable receiving and implementing feedback • Must reside in Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, or Hawaii • Reliable high-speed internet • Private, distraction-free workspace • Ability to work independently from home • Flexibility and weekend availability; Sundays are required • Comfortable working evenings and weekends • Credit union lending experience preferred • Experience working directly with dealerships preferred • Experience using multiple loan origination systems preferred • Previous remote underwriting experience preferred • Experience mentoring junior underwriters or analysts preferred

🏖️ Benefits

• Medical, dental & vision • Critical Illness, Accident, and Hospital coverage • 401(k) Retirement Plan with pre-tax and Roth post-tax contributions • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short- and long-term disability • Health Spending Account (HSA) • Health & Dependent Care Spending Accounts (HSA & DCFSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave) • Equipment provided (laptop, dual monitors, headset, keyboard, mouse) • Performance-based career advancement opportunities • Strong training and career growth opportunities • Contract-to-hire with potential conversion to permanent employment