AVP, Commercial Credit Officer II

🔥 0 minutes ago

🌲 North Carolina – Remote

🌲 North Carolina – Remote

💵 $66k - $113.3k / year

⏰ Full Time

🔴 Lead

👔 Vice President

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The Bancorp

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2000

🏦 Banking

💳 Fintech

💰 Post-IPO Equity on 2016-08

Banking • Fintech • Commercial Lending

The Bancorp is a financial institution that provides a diverse range of banking solutions tailored to support businesses in achieving sustainable growth. With a focus on fintech solutions, commercial lending, and institutional banking, The Bancorp harnesses decades of industry experience to offer agility, security, and tailored services to its clients. The organization promotes strategic partnerships and offers customized payment services, lending options, and resources to enhance financial management for businesses and financial professionals alike.

📋 Description

• Performs complex credit analysis and financial reviews of new and existing loan requests • Analyzes financial statements on complex credit requests • Works with salesperson to structure each loan request • Conducts borrower interview with applicant and/or designated third parties • Contacts salesperson for additional information pertinent to the underwriting activities • Works with customers and sales team to collect required credit information • Verifies existing borrower’s total and current exposure in the loan systems • Generates credit memorandum to include detailed financial analysis • Determines and presents recommended action to senior management • Maintains accurate and complete loan files • Validates that all required authorizations, compliance, and approvals are obtained prior to closing • Creates and maintains approvals and files • Develops close working partnerships with the sales team • Recommends process and operational changes to improve efficiency

🎯 Requirements

• Undergraduate degree in a related field or an equivalent combination of training and experience • 5 years of commercial credit analysis or fleet/equipment leasing experience • Strong working knowledge and understanding of traditional financial analysis • Strong organizational, time management and prioritization skills to meet loan committee deadlines • Excellent verbal, written, and interpersonal communication skills with strong presentation skills • Team player, able to work effectively in a team fostered, multi-tasking environment • Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook

🏖️ Benefits

• Competitive pay that varies based on individual experience, qualifications and other relevant factors