
1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
🔥 20 minutes ago
🌐 United States, Canada – Remote
💵 $167.7k - $231.8k / year
⏰ Full Time
🟠 Senior
🧬 Research Scientist
🦅 H1B Visa Sponsor
👻 Ghost score 0%
Where this job comes from
Posted on Upstart's careers page, not through a job board
First seen by Remote Rocketship 20 minutes ago

1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
• Develop and evaluate machine-learning models that predict borrower repayment behavior and other servicing outcomes • Apply causal inference and experimentation to measure the impact of servicing interventions, including loan modifications and payment assistance • Translate model predictions and treatment-effect estimates into practical decision algorithms and actions • Partner with Product and Engineering on payment experiences, autopay, and borrower communications • Partner with Servicing and Collections Operations on collections strategy and agent-performance insights • Identify and develop machine-learning opportunities in servicing areas that have historically relied on manual optimization • Explain analytical choices, tradeoffs, and findings to technical and non-technical partners to inform high-stakes operational and product decisions
• Graduate degree in mathematics, applied mathematics, statistics, physics, econometrics, operations research, computer science, or a related quantitative field • Experience applying causal inference methods and experimentation to real-world decisions in an applied science or data science context • Applied statistics, probability, and experimental-design expertise used to build or evaluate models or interventions • Production-quality coding experience in Python, including data manipulation and algorithm implementation • 2+ years of experience conducting machine-learning, statistical-modeling, or applied quantitative research in an academic or industry setting • PhD in a quantitative field preferred • Experience with payment products or payment experiences preferred • Experience with causal machine-learning methods or treatment-effect modeling preferred • Experience with supervised learning, model evaluation, and feature engineering preferred • Experience taking work from exploratory analysis and experimentation through production model development preferred
• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Medical, dental, vision, and wellness resources • Supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Fertility, parenthood, and caregiving benefits • Employee Assistance Program with mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups • Catered lunches and fully stocked micro-kitchens at offices
Apply NowImprove your chances of getting an interview by checking your resume score before you apply.
🔥 44 minutes ago
Senior Applied Scientist developing and evaluating LLM and machine-learning systems for Zillow’s real estate platform. Shipping reliable AI features that improve home-search customer outcomes.
🇺🇸 United States – Remote
💵 $164.4k - $262.6k / year
💰 $4.1M Post-IPO Equity on 2012-12
⏰ Full Time
🟠 Senior
🧬 Research Scientist
🦅 H1B Visa Sponsor
🔥 59 minutes ago
Senior Medicaid researcher leading policy studies, data analysis, and client projects at AIR. Supporting federal and state healthcare decision-making through rigorous research and technical assistance.
🇺🇸 United States – Remote
💵 $120k - $150k / year
💰 Grant on 2017-11
⏰ Full Time
🟠 Senior
🧬 Research Scientist
🦅 H1B Visa Sponsor
🔥 59 minutes ago
Research Assistant supporting AIR’s education research on student learning outcomes. Conducting analyses, coordinating school research activities, and preparing evidence-based reports and proposals.
🇺🇸 United States – Remote
💵 $25 - $28 / hour
💰 Grant on 2017-11
⏰ Full Time
🟡 Mid-level
🟠 Senior
🧬 Research Scientist
🦅 H1B Visa Sponsor
🕒 3 days ago
Research Scientist leading nutrition research and evaluation projects at nonprofit CNHI. Developing studies, analyzing data, overseeing deliverables, and publishing scientific findings.
🕒 3 days ago
Research Scientist analyzing healthcare claims and survey data for Avalere Health’s evidence advisory practice. Supporting statistical modeling, data management, and client healthcare strategy.
🇺🇸 United States – Remote
💵 $90k - $110k / year
⏰ Full Time
🟡 Mid-level
🟠 Senior
🧬 Research Scientist
🦅 H1B Visa Sponsor