Data Analyst, Intermediate/Senior, Credit

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KOHO

201 - 500 employees

Founded 2014

💳 Fintech

🛍️ eCommerce

🏦 Banking

Fintech • eCommerce • Banking

KOHO is a financial technology company that provides Canadians with tools to manage their money effectively and enhance their lifestyle. Offering a single platform, KOHO allows users to spend smarter with a prepaid Mastercard that offers up to 5% cash back, grow their savings with competitive interest rates, facilitate borrowing with easy cash advances, and build credit history. The app also features budgeting tools, payment splitting, and various customizable plans to suit individual needs, emphasizing convenience and financial wellness for its users.

📋 Description

• Serve as the analytics partner for credit products: build the pipelines and dashboards that power decision making across the full product lifecycle, from feature launch and rollout monitoring through mature product analytics • Design and own dbt models with a focus on performance, scalability, and the nuances of credit data • Build dashboards that go beyond reporting to answer critical product and portfolio questions • Support experimentation across the credit portfolio • Partner with stakeholders to shape requirements, prioritize the highest impact work, and connect analysis back to business outcomes • Proactively identify trends and opportunities, thinking beyond the immediate request • Contribute to team culture: code reviews, peer feedback, and evolving our shared best practices

🎯 Requirements

• Around 3 years of experience in a data or analytics role • Strong SQL and hands-on dbt experience — these are the foundation of this role • Familiar with Git workflows: branching, clear commits, constructive PR reviews • A clear communicator who adapts the message to the audience • Curious about the business behind the data, and interested in how your work connects to product decisions • You integrate AI tools into your daily workflow • Bonus if You Have • Credit, lending, or consumer finance data experience • A/B testing and experimentation frameworks • Fintech or consumer product background • Redshift and dbt certifications

🏖️ Benefits

• Competitive compensation & equity • Generous vacation + Wellness days + Flex Days + holiday closure • Remote-first environment + coworking support + yearly all hands retreat • Access to coaching & growth programs • Parental top-up & leave policies • Comprehensive health benefits • Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

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