Product Manager – Payments

🔥 7 hours ago

🏄 California, Colorado, +6 more states – Remote

🏄 California – Remote ⛰️ Colorado – Remote 🦌 Connecticut – Remote 🌽 Illinois – Remote 🗽 New York – Remote 🍂 Massachusetts – Remote ❄️ Minnesota – Remote 🤠 Texas – Remote

💵 $140k - $150k / year

⏰ Full Time

🟠 Senior

🔴 Lead

✅ Product Manager

👻 Ghost score 0%

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PayJunction

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2000

💳 Fintech

☁️ SaaS

🤝 B2B

Fintech • SaaS • B2B

PayJunction is a leading provider of payment solutions, specializing in integrating payment acceptance into various software applications using its No-code Payments Integration® technology. With over 20 years of experience, PayJunction offers a comprehensive suite of products including the ZeroTouch Terminal and Portable Terminal, facilitating seamless invoicing, recurring billing, eCommerce, and ACH payments. The company focuses on empowering businesses across various sectors such as veterinary, dental, and auto dealerships by automating payment workflows and providing multi-location management capabilities. PayJunction prioritizes partnerships and customer service, offering API documentation for developers and a robust integration marketplace to streamline payment processing.

📋 Description

• Own the product vision, strategy, and quarterly roadmap for the Payment Experience domain • Own the full payment experience lifecycle across the Virtual Terminal, surcharging, tender types, and login/security • Drive surcharge enrollment growth while navigating state legality and card-brand rules • Manage tender-type adoption and expansion, including BNPL via Sunbit, ACH, Apple Pay, and future payment methods • Drive merchant-facing education and activation to increase adoption • Build and maintain the product backlog based on business value, cost of delay, and merchant impact • Maintain 2–4 sprints of ready work • Conduct product discovery through merchant conversations, support-call analysis, usage patterns, and competitive research • Treat card-brand rules, PCI scope, state surcharge regulations, and Nacha/ACH rules as product design inputs • Write benefit hypotheses and validate outcomes after launch • Own the product cycle from discovery through planning, building, shipping, measuring, and learning • Collaborate with engineering during sprint planning, refinement, and execution • Communicate proactively with stakeholders and send monthly domain updates • Surface trade-offs and sequencing changes • Triage incoming domain requests and provide each request with a visible disposition within 10 business days

🎯 Requirements

• 7+ years of experience as a Product Manager or in a similar product leadership role • 3+ years working with Agile/Scrum teams, driving sprint planning, refinement, and backlog health • Direct experience in payments, acceptance, or processing (gateway, acquirer, processor, or merchant-facing payment product) • Understanding of authorization, capture, settlement, interchange, and funding at a product-decision level • Proven experience navigating surcharge legality, card-brand rules, PCI, Nacha/ACH, and state regulations as product design inputs • Proven outcome-focused delivery with measurable business impact • Experience owning merchant-facing or SMB-facing product experiences • Experience with B2B SaaS product management, including SaaS delivery, multi-tenant considerations, and merchant lifecycle • Experience with BNPL, alternative tender types, or payment method expansion preferred • Familiarity with Jira, Confluence, and product intake/discovery tools preferred • Product management certifications such as CSPO or PSPO preferred • Bachelor’s degree in Business, Computer Science, or a related field preferred • Must reside in California, Illinois, Texas, Minnesota, Colorado, Georgia, Connecticut, New York, or Massachusetts • Must verify identity and eligibility to work in the United States • May be subject to background and/or credit checks

🏖️ Benefits

• Health, dental, and vision paid 100% by company for you and your dependents • 401k with 6% match • FSA and Dependent Care FSA • Long-term and short-term disability coverage paid 100% by company • 8 paid company holidays per year • 2 paid floating holidays per year • 1 paid volunteer day per year • Paid Time Off • Annual learning stipend • Home office equipment stipend • Quarterly “fun budgets” for team bonding events • Opportunity for growth within the company • Remote, in-office, or hybrid work options • Company-provided equipment for your home office • Equipment allowance for home office essentials • Stocked snack kitchens • Collaborative work spaces with Herman Miller chairs, height-adjustable desks, and 32-inch monitors • Dog-friendly office

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