Senior Software Engineer, Distribution Platform

November 13

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• Lead the design and development of scalable systems that deliver marketing content across key outbound channels. • Partner with machine learning, analytics, and marketing stakeholders to optimize targeting and improve customer engagement. • Own projects from ideation to launch guiding architecture, implementation, and operational readiness. • Drive platform reliability and evolve internal tools that enable experimentation, automation, and performance insights. • Mentor junior engineers and contribute to growing a culture of technical excellence and cross-functional collaboration.

🎯 Requirements

• 7+ years of professional software development experience • Strong proficiency in one or more programming languages such as Ruby, Java, Kotlin, Python, or Javascript • Experience building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP). • Proven ability to lead projects involving multiple engineers or stakeholders overextended timelines. • Excellent written and verbal communication skills with the ability to work in a distributed team. • Experience building systems that integrate with 3rd parties or manage large scale data flows • Experience with SQL, data warehouses, or other database technologies • Professional experience with digital advertising platforms like Google Ads or Meta Ads • Professional experience working with Ruby on Rails and/or Kotlin • Experience or interest in working with React, typescript, or front end technologies • Experience working with marketing technology or growth engineering

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices