Credit Analyst II

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🕒 June 27

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Logo of Vault Credit Corporation

Vault Credit Corporation

51 - 200 employees

🚘 Automotive

đŸ—ïž Construction

đŸ„ Healthcare

Automotive ‱ Construction ‱ Healthcare

Vault Credit Corporation is a Canadian private credit specialist and alternative lender that provides equipment leasing, business financing, consumer financing (including home-improvement loans), mortgages (residential, commercial, CMHC), automotive financing, and asset management solutions for institutional and accredited individual investors. The company manages lending end-to-end in-house—originating, adjudicating, funding, and servicing loans—leveraging data, technology and AI to deliver tailored financing and investment products across sectors such as agriculture, mining, healthcare, and construction. Vault positions itself as a partner for brokers and originators, offering fast approvals, flexible terms, and diversified private-credit funds aimed at stable, risk-adjusted returns and capital preservation.

📋 Description

‱ Responsible for making credit decisions within authorized credit limit ‱ Preparing detailed credit analysis including recommendations on transactions ‱ Conduct research and financial analysis to support clients' creditworthiness ‱ Provide recommendations or justification for credit decisions ‱ Ensure compliance with corporate credit policies

🎯 Requirements

‱ Minimum 3 years’ experience in Business Credit underwriting and risk management in a financial services environment ‱ Strong understanding of commercial business structures ‱ Familiarity with acceptable financing options and techniques ‱ Sound knowledge and understanding of business financial statements ‱ Excellent credit writing skills ‱ Strong verbal and written communication skills

đŸ–ïž Benefits

‱ health insurance ‱ retirement plans ‱ paid time off ‱ flexible work arrangements ‱ professional development

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