Credit Analyst II

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Logo of Vault Credit Corporation

Vault Credit Corporation

51 - 200 employees

💸 Finance

💳 Fintech

🤝 B2B

Finance • Fintech • B2B

Vault Credit Corporation is a Canadian private credit specialist and alternative lender that provides equipment leasing, business financing, consumer financing (including home-improvement loans), mortgages (residential, commercial, CMHC), automotive financing, and asset management solutions for institutional and accredited individual investors. The company manages lending end-to-end in-house—originating, adjudicating, funding, and servicing loans—leveraging data, technology and AI to deliver tailored financing and investment products across sectors such as agriculture, mining, healthcare, and construction. Vault positions itself as a partner for brokers and originators, offering fast approvals, flexible terms, and diversified private-credit funds aimed at stable, risk-adjusted returns and capital preservation.

📋 Description

• Responsible for making credit decisions within authorized credit limit • Preparing detailed credit analysis including recommendations on transactions • Conduct research and financial analysis to support clients' creditworthiness • Provide recommendations or justification for credit decisions • Ensure compliance with corporate credit policies

🎯 Requirements

• Minimum 3 years’ experience in Business Credit underwriting and risk management in a financial services environment • Strong understanding of commercial business structures • Familiarity with acceptable financing options and techniques • Sound knowledge and understanding of business financial statements • Excellent credit writing skills • Strong verbal and written communication skills

🏖️ Benefits

• health insurance • retirement plans • paid time off • flexible work arrangements • professional development

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