Analytics Manager, Credit Risk

🕒 April 21

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Logo of Affirm

Affirm

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

📋 Description

• Partner with cross-functional teams and be the Credit POC that manages the end-to-end credit strategy for the Shopify portfolio • Leverage alternative data and further optimize our credit strategy in limit assignment and purchasing power • Partner with Machine Learning team and enhance our underwriting framework for low AOV • Support new product formation and new vertical exploration

🎯 Requirements

• Experience - 7+ years work experience in the credit risk field • Vision - A visionary leader who can challenge the status-quo and identify opportunities, as well as develop the roadmap and strategy plan • Risk Knowledge - Working knowledge of the fundamentals of the lending industry and credit risk management • Technical Skills - Fluent in SQL and Python • Multi-tasking - Strong time management skills and the ability to manage multiple projects and priorities, and able to thrive in a fast-paced environment • Collaboration - Ability to collaborate and influence across different teams • Communication - Ability to communicate findings and recommendations clearly to both technical and non-technical audiences.

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

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