Staff Software Engineer, Backend, Ledger

August 22

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Affirm

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Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

📋 Description

• Affirm's Ledger Engineering team maintains Affirm's financial source of truth through the loans ledger system. We design and operate critical accounting infrastructure that tracks all financial events from authorization through settlement. Our team maintains core ledger systems that serve as Affirm's financial backbone, runs daily processing pipelines with strict SLAs, ensures data integrity for financial reporting, audits, and compliance, creates ETLs that deliver reconciled accounting data to downstream teams, and supports cross-functional financial modeling and accounting needs. We work closely with Finance, Accounting, Capital Markets, and other engineering teams to ensure accuracy in Affirm's financial systems. • You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects. • You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed. • You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes. • You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” & on-call efforts. • You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. • You will help develop talent on your team by providing feedback and guidance, and leading by example.

🎯 Requirements

• 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. • You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes. • You have strong financial acumen with experience building systems that handle accounting data and financial transactions with high precision and reliability. • You're experienced with data processing pipelines and ETL systems, with the ability to optimize performance of high-volume data workflows while maintaining accuracy. • You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others. • You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work. • Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers. • You have strong verbal and written communication skills that support effective collaboration with our global engineering team. • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount