Product Owner – Digital Accounts, Credit

🕒 April 12

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AsapTech

WebsiteLinkedInAll Job Openings

51 - 200 employees

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

AsapTech is a cloud-native fintech company that provides end-to-end payment processing, banking-as-a-service (BaaS) and lending-as-a-service (LaaS) platforms for businesses. Its modular, whitelabel solutions include digital accounts for individuals and companies, card authorization and processing, acquiring/sub‑acquiring, PIX and boleto payments, credit products (capital de giro, receivables anticipation), onboarding, OCR and facial biometrics, anti-fraud, and multi‑currency/multi‑language support. The company targets enterprises seeking scalable, multiregion financial infrastructure and card processing services.

📋 Description

• Manage the full product lifecycle (discovery, definition, delivery and evolution) for the Digital Account and Credit journeys. • Improve key experiences such as onboarding, transactions and payments (including boleto payments), account balance, account statements and limit management, ensuring simplicity, reliability and scalability. • Ensure compliance with Central Bank regulations, monitoring regulatory developments applicable to payment accounts and credit products. • Collaborate closely with engineering, operations and risk/compliance teams to guarantee high availability, performance and security. • Prioritize the backlog based on data, impact and risk while keeping alignment with business strategy. • Monitor metrics such as activation, conversion, operating cost, uptime and SLAs. • Translate regulatory and business requirements into clear, actionable technical specifications that are well understood by the team. • Support the development of new products and integrations with partners (financial institutions, processors, credit bureaus, etc.). • Explore the application of AI to product, especially to optimize onboarding, reduce friction and generate data-driven insights. • Act as a product coolhunter, identifying trends, behavior patterns and market best practices to inform discovery and the product roadmap.

🎯 Requirements

• Experience as a Product Owner or Product Manager for digital products. • Hands-on experience with Digital Accounts, Payments or Credit products. • Strong analytical skills and a data-driven approach to decision making. • Excellent communication skills and the ability to work with multiple stakeholders. • Experience with agile methodologies and multidisciplinary teams.

🏖️ Benefits

• Health insurance • Dental insurance