Senior Director, Risk Management

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November 18

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Best Egg

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Finance • Fintech • B2C

Best Egg is a lending company that offers a range of financial products and services, including personal loans, debt consolidation, credit card refinancing, and secured loans using vehicle equity or homeowner discounts. The company emphasizes hassle-free and fast financial service, with an online platform that allows users to manage their accounts, view offers, and access various financial health resources. Best Egg aims to support customers in building a brighter financial future by offering competitive rates and personalized loan terms. Best Egg loans are facilitated through partnerships with banks and are available in various amounts, with flexible terms and conditions.

501 - 1000 employees

Founded 2014

💸 Finance

💳 Fintech

👥 B2C

📋 Description

• Serve as the enterprise owner for the transaction risk governance framework, establishing clear processes, standards, and controls to meet internal and external approval standards. • Act as the single point of accountability for end-to-end transaction governance by identifying, documenting, and securing all required approvals while maintaining transparency and audit readiness. • Advise senior leadership on key risks and opportunities, providing actionable recommendations. • Engage directly with executives and functional leaders internally and externally to facilitate alignment, drive decisions, and resolve escalations. • Manage relationships with external partners, obtaining required approvals and negotiating outcomes supported by clear rationale and analysis. • Build a repeatable, scalable governance process with standardized templates, documentation, tooling and automated tracking. • Maintain centralized decision and exception logs, ensuring timely follow-up and escalation to the CRO or C-suite when appropriate. • Collaborate across first and second lines of defense to ensure effective identification, measurement, and mitigation of enterprise risks. • Help build and mature a Risk Control Self-Assessment (RCSA) Program aligned to our Bank requirements, ensuring appropriate risk identification, control design, and testing. • Lead risk reporting program and team, ensuring accuracy, timeliness, and insight. • Act as a key stakeholder in developing the Data Governance Program and ensuring risk reporting draws from a single, trusted source of truth. • Continuously assess and evolve risk programs as business priorities and regulatory requirements change.

🎯 Requirements

• Bachelor’s degree in business, finance, or a related field. • 15+ years of experience in financial services or banking, including 10+ years leading risk management programs with strong governance and control expertise. • Demonstrated success building or maturing enterprise risk governance functions. • Working knowledge of the regulatory environment and compliance requirements for financial institutions. • Proven ability to influence and collaborate across executive and functional lines, including Legal, Compliance, Finance, Credit, Operations, Marketing, etc. • Exceptional written and verbal communication skills, with the ability to distill complex risk topics for executives and Board audiences. • Experience leading small teams, including hiring, mentoring, and performance management. • Preferred experience with consumer lending products and services. • Experience engaging with external partners, regulators and auditors and preparing executive and Board-level materials.

🏖️ Benefits

• Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short- and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!