Branch International
Fintech • B2C • Finance
Branch International is a fintech company that is revolutionizing the financial services landscape in emerging markets, particularly across Africa and India. The company offers a popular finance app that provides digital banking products such as instant loans, money transfers, bill payments, and high-yield investments and savings. Branch enables seamless transactions and financial freedom through a smartphone-based platform, bypassing traditional banking hurdles. The Branch wallet allows for easy sending and receiving of funds, while Branch debit cards facilitate reliable payments and ATM withdrawals. The company is committed to providing fair access and empowering customers to make their money work harder with user-friendly mobile services driven by machine learning.
Senior Credit Analyst
Job not on LinkedIn
November 13
Branch International
Fintech • B2C • Finance
Branch International is a fintech company that is revolutionizing the financial services landscape in emerging markets, particularly across Africa and India. The company offers a popular finance app that provides digital banking products such as instant loans, money transfers, bill payments, and high-yield investments and savings. Branch enables seamless transactions and financial freedom through a smartphone-based platform, bypassing traditional banking hurdles. The Branch wallet allows for easy sending and receiving of funds, while Branch debit cards facilitate reliable payments and ATM withdrawals. The company is committed to providing fair access and empowering customers to make their money work harder with user-friendly mobile services driven by machine learning.
📋 Description
• Help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability • Monitor the portfolio, create a user valuations model, and propose new product and pricing strategies • Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability • Monitor and update credit policy to optimize for company risk, profitability, and growth targets • Propose data driven product changes to improve customer experience and company profitability • Partner with product and engineering teams to implement your solution into production • Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis • Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts • Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability • Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis • Support the marketing and product team with their data needs
🎯 Requirements
• Fluency in SQL and R/Python • Previous experience in analytics and/or quantitative modeling, using large datasets • Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors • Strong strategic thinking and problem-solving skills • 5-10 years relevant experience in Credit Analytics, preferably in the India Fintech industry • Enthusiasm for working across cultures, functions and time zones
🏖️ Benefits
• Competitive salary and equity package • Remote first, with the option to work in-person occasionally • Fully-paid Group Medical Insurance and Personal Accidental Insurance • Unlimited paid time off including personal leave, bereavement leave, sick leave • Fully paid parental leave - 6 months maternity leave and 3 months paternity leave • Monthly WFH stipend alongside a one time home office set-up budget $500 • Annual professional development budget • Discretionary trips to our offices across the globe, with global travel medical insurance • Team meals and social events- Virtual and In-person
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