Mortgage Development, Originator

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🔥 14 hours ago

🤠 Texas – Remote

🤠 Texas – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Centennial Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1999

🏦 Banking

💸 Finance

Banking • Finance

Centennial Bank is a regional commercial bank that provides a full range of personal and business banking services, including checking and savings accounts, mortgages, personal and business loans, treasury and cash management, SBA lending, dealer and floorplan finance, and wealth/insurance offerings. The bank operates branches across several states (including Alabama, Arkansas, Florida and New York), emphasizes secure online and mobile banking, fraud prevention and customer accessibility, and positions itself as a strong, stable institution serving both consumer and business customers.

📋 Description

• Solicits residential mortgages through contacts with Realtors, builders, and developers. • Develops referral relationships with Community Development Organizations and participates in Community Development activities. • Interviews loan applicants and makes credit decisions. • Work with assigned branch office to ensure awareness of home loan products. • Handle referrals from branch office and provide appropriate follow-up. • Develop referral contacts (realtors, builders, professional and personal contacts). • Analyze financial data to determine creditworthiness. • Maintain knowledge of available loan products, processing procedures and underwriting guidelines. • Take borrower applications. • Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor. • Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner. • Maintain high levels of customer service while managing each applicant's and support staff's expectations. • Attend and participate in all lending meetings as required. • Complete BSA/AML training and other compliance training as necessary. • The ability to work in a constant state of alertness and in a safe manner. • Attend Community Development meetings to build and strengthen relationships. • Represent bank at various civic, charitable, educational, and social affairs in order to develop and expand relationships. • Makes presentations on financial education to groups to attract new business. • Attend and participate in CRA Development meetings and trainings as required. • Perform any other related duties as required or assigned.

🎯 Requirements

• Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience. • Ability to read, analyze, and understand general business/company related articles and professional journals • Ability to speak effectively before groups of customers or employees. • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. • Ability to apply concepts such as fractions, ratios, and proportions to practical situations. • Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. • Ability to interpret a variety of instructions furnished in written, oral, or diagram formats. • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).

🏖️ Benefits

• Somewhat disagreeable working conditions • Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.