Software Engineer – Intermediate

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centrapay

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2020

💳 Fintech

🛍️ eCommerce

🏦 Banking

💰 Seed Round on 2020-09

Fintech • eCommerce • Banking

Centrapay is a financial services provider focused on transforming the way businesses and consumers engage in payments. With their innovative Payap app, they offer a seamless solution for digital assets, merchant, and consumer payments, combining loyalty programs with easy payment options. By partnering with institutions such as BNZ, Centrapay seeks to lead in payment innovation, providing cost-effective solutions and enhancing the overall payment experience for New Zealanders.

📋 Description

• Building self-service tools that let partners create their own economies: you'll be shipping flows that take a business from idea to live loyalty programme in under 10 minutes, with API abstractions that make complex economic systems feel like filling out a form. • Creating multiplayer money experiences in Payap: the split payments flow that handles the mate who never pays you back, shared challenges that make transactions feel like achievements, and group payment UX that works when half your mates have Payap and half don't. • Building fraud detection that protects without blocking legitimate transactions: designing signals that catch card testing attacks but not someone's $5.50 flat white, creating risk intelligence across thousands of merchants, and shipping monitoring that knows suspicious activity from lunch rush. • You build it, you run it, you own it: Engineers at Centrapay ship features end-to-end and see them through production. When something breaks or could be better, you have the context and autonomy to fix it, no waiting for permission or handoffs to other teams. • Learn by building: We give you business problems, not specs. "Partners need faster onboarding" is your starting point, and how you solve it is up to you. You'll do market research, run spikes, and explore the solution space. No ticket grooming, no story pointing. We also have 10% time and Hackathons where you can experiment with new tech you wouldn't normally get to use. • Progress over perfection: We deploy to production daily, and you'll push code on your first day. We believe in shipping early, iterating fast, and learning from real usage. • Work across the stack: Backend, frontend, infrastructure. Whatever it takes to deliver amazing experiences for our customers.

🎯 Requirements

• At least 4 years shipping real code to users. We're looking for people who've learned from real mistakes and know what it takes to build reliable systems • Clear writing - since we're async-first and most of our communication happens in writing • Comfortable with ambiguity - you’ll be expected to talk to users and figure out what to build

🏖️ Benefits

• We offer flexible working • Awesome office location at City Works Depot (if you're in Auckland) • 6 weeks annual leave • A Macbook Pro • We have a down-to-earth, open culture that values inclusion • In-person and online social activities to keep you connected • Training and development opportunities • Sick leave from day one • Free health insurance via Southern Cross • Free Life insurance • Additional parental leave entitlements