Senior Software Engineer, Application and Language Frameworks

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September 17

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Chime

WebsiteLinkedInAll Job Openings

Fintech

Chime is a financial technology company that provides a variety of banking services through partnerships with The Bancorp Bank, N. A. or Stride Bank, N. A. , both members of FDIC. While Chime is not a bank, it offers numerous financial products including online banking, a Visa debit card, high-yield savings accounts, credit builder secured credit cards, and fee-free overdraft with SpotMe. The company also allows users to receive their paycheck up to two days early with direct deposit, send and receive money instantly, and make fee-free cash deposits at participating retailers. Chime emphasizes fee transparency with no monthly fees, no overdraft fees, and robust security features. Chime does not issue personal checkbooks but provides users the ability to send checks digitally. The company is widely recognized for its user-friendly mobile banking app and customer support.

1001 - 5000 employees

Founded 2013

💳 Fintech

📋 Description

• Build and evolve Chime's core messaging and low-latency data-sharing platforms • Own and improve systems for caching (Redis governance and operational improvements) • Design and maintain async local and distributed job processing/messaging systems • Develop shared tooling and Rails libraries for logging, tracing, security, PII masking, and schema enforcement • Drive language and engineering excellence (Ruby versioning, Jemalloc/YJIT, Rails generators) and expand into future languages • Automate upgrades, monitoring, and operations • Build self-service tools for engineering teams across Chime • Improve developer productivity via new tools and automation • Partner with product, data, and infrastructure engineering to solve cross-cutting challenges • Reduce operational overhead of platform services through collaboration • Advise engineering teams on communication and data-sharing patterns

🎯 Requirements

• Understanding of asynchronous and synchronous data-sharing patterns (pub/sub, RPC, caching, etc.) • Strong Ruby/Rails experience • Python or Go experience is an added bonus • Strong familiarity with AWS (including ElastiCache, SNS/SQS) • Familiarity with infrastructure tooling such as Terraform, Helm, Kubernetes, and Docker • Exposure to large-scale architectural patterns and mission-critical production systems • Experience working in CI/CD environments • Track record of shipping production systems as part of a team • Drive to solve complex problems end-to-end • Community mindset and passion for supporting internal engineers • Clear, effective communication skills

🏖️ Benefits

• Our in-office work policy: four days a week in the office and Fridays from home for those near one of our offices, plus fully remote program • In-office perks including backup child, elder, and/or pet care • Subsidized commuter benefit • Competitive salary based on experience • Eligible for a bonus • Competitive equity package • 401k match • Medical, dental, vision, life, and disability benefits • Generous vacation policy and company-wide Chime Days and bonus paid days off • 1% of your time off to support local community organizations • Annual wellness stipend • Up to 24 weeks paid parental leave for birthing parents and 12 weeks for non-birthing parents • Access to Maven family planning tool with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more • In-person and virtual events and snack boxes • Challenging opportunity to join an experienced FinTech team