Senior Credit Risk Manager

Job not on LinkedIn

🕒 July 28

🇸🇬 Singapore – Remote

⏰ Full Time

🟠 Senior

👔 Manager

👻 Ghost score 47%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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FINN

WebsiteLinkedInAll Job Openings

51 - 200 employees

💳 Fintech

👥 B2C

👥 HR Tech

Fintech • B2C • HR Tech

FINN is a Thailand-based financial wellness app and employee-benefit platform operated by EWA Services Co. Ltd. FINN helps users manage money with features such as instant financial health checks, spending insights and visualizations, and an instant clarity score. It provides earned-wage access (early salary access) with no interest or fees, a part-time job marketplace and free upskilling courses (in partnership with the Ministry of Labour), and optional personal accident insurance via Thaivivat for members. The service emphasizes data security (256-bit encryption) and is certified by the Board of Investment Thailand.

📋 Description

• Monitor key risk metrics, including default rates and approval rates, and investigate significant changes • Analyze large datasets to identify trends, anomalies, and areas for improvement in risk management processes • Simulate the impact of credit policy or model changes, support A/B tests, and guide rollouts to improve approval funnel performance • Track post-implementation performance and refine strategies using feedback loops and business KPIs • Develop, test, and deploy risk models iteratively and agilely • Monitor risk model performance, including feature stability, accuracy, and drift • Understand country-specific onboarding processes, customer limit management, and local alternative data sources • Collaborate with internal and external data vendors to evaluate and integrate new data sources • Contribute to early warning signals for portfolio deterioration using quantitative and qualitative data • Shape ML-driven underwriting strategy and strengthen risk decisioning across Southeast Asia • Work closely with data, engineering, and product teams to improve approval funnels, refine policies, and expand responsible access to credit

🎯 Requirements

• At least 5 years of experience in consumer credit risk analysis • Bachelor's degree in business, finance, economics, actuarial studies, computer science or another relevant field • Demonstrated proficiency in consumer credit risk assessment and how it relates to other business units (marketing, engineering, finance, and legal) • Hands-on experience building, testing, deploying, and monitoring credit risk models (e.g., logistic regression, XGBoost, scorecards) • Good statistical and mathematical skills • Good working knowledge of SQL and Python • Strong written and verbal communication skills in English • Able to communicate complex credit risk concepts clearly to non-technical stakeholders • Independent, creative, and proactive problem-solving mindset

🏖️ Benefits

• A competitive salary and benefits package • Flexible work policies: fully remote work or at one of our offices in Singapore or Bangkok • Boundless opportunity: learn and grow at every stage of your career • Continuous innovation: redefine the future of financial services • Your models will directly enable financial access for millions • Build our ML/risk capabilities from the ground up • Work with modern ML stack and cloud-native infrastructure • Join at the inflection point with clear path to scale • Genuine social impact through financial inclusion