Senior Specialist, T2 – Target2 Payment Operations

🔥 21 minutes ago

🌐 Spain, Netherlands, +2 more countries – Remote

🇪🇸 Spain – Remote 🇳🇱 Netherlands – Remote 🇨🇾 Cyprus – Remote 🇵🇱 Poland – Remote

⏰ Full Time

🟠 Senior

⚙️ Operations

👻 Ghost score 16%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Finom

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

💳 Fintech

💸 Finance

🤝 B2B

Fintech • Finance • B2B

Finom is a fintech company offering comprehensive financial services for SMEs, freelancers, and companies. The platform provides tools for invoicing, expense management, and easy online account opening with added benefits like cashback and international IBAN accounts. Finom ensures data security through partnerships with banks like SolarisBank and Treezor, making it a fast and reliable service for business financial management.

📋 Description

• Own core payment processes, including SCT / SCT Inst recalls, investigations, SWIFT enquiries, missing or incoming funds, rejects, returns and refunds • Operate the T2 platform daily using the T2 GUI and U2A/A2A • Maintain CRDM reference data • Set up four-eyes controls and define the manual-vs-automated split • Manage migration from BNP Paribas to direct participation, tracking payments by BIC and path • Define retirement criteria for BNPP-dependent steps • Link Payment Operations with reconciliation teams • Build incident processes around DNB, FIS and TARGET escalation routes • Own Payment Operations’ role in DNB reporting • Define the ECONS II contingency approach • Coordinate with the Eurosystem, DNB, SWIFT/NEXI, FIS, correspondent banks and partner banks • Partner with Product and Engineering to specify platform behavior • Design and document Payment Operations processes • Validate processes in August UAT and cut over BIC by BIC • Run T2 operations as stable business-as-usual after go-live

🎯 Requirements

• Hands-on experience with T2 / TARGET Services (RTGS, TIPS), including the GUI and U2A/A2A actions • Around 2-3+ years in payment operations at a bank, EMI or PSP, ideally with SEPA schemes (SCT, SCT Inst) • Familiarity with investigations, recalls, returns and SWIFT / ISO 20022 messaging • Experience writing SOPs and controls, or ability to pick it up quickly • Comfort working with regulators, partners and technical teams • Ownership to make sign-off and escalation decisions with team support • Fluent English • Nice to have: CRDM reference-data maintenance experience • Nice to have: involvement in direct-participation onboarding or sponsor-bank migration • Nice to have: knowledge of DNB / TARGET-NL conditions, IPR, PSD2, or ECONS II contingency processes

🏖️ Benefits

• Continuous personal and professional development resources and opportunities • Flexible remote or hybrid work across Europe • Stock Options Program for every team member • Modern, friendly, and eco-conscious corporate culture • Constant support and care • One month in a corporate apartment in Cyprus through the Work & Swim Program