Lead Risk Specialist, Analyst

🕒 May 9

🇺🇸 United States – Remote

💵 $107.2k - $160.8k / year

⏰ Full Time

🟠 Senior

🎲 Risk

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GE HealthCare

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1892

💊 Pharmaceuticals

Healthcare • Medical Technology • Pharmaceuticals

GE HealthCare is a leader in precision care, dedicated to providing innovative technologies and integrated solutions that enhance healthcare services. As a stand-alone company, it focuses on imaging, ultrasound, and healthcare IT, empowering clinicians and improving patient outcomes through advanced medical technologies and personalized care solutions. With a significant investment in research and development, GE HealthCare aims to transform healthcare by making hospitals more efficient and therapies more precise.

📋 Description

• Independently underwrite lease and loan transactions for healthcare customers, including hospitals, health systems, physician groups, outpatient centers, and other provider organizations • Analyze financial statements, cash flow, payer mix, reimbursement trends, debt obligations, and credit history • Assess industry-specific risk factors such as reimbursement dependence, regulatory exposure, patient volume trends, and operating margin volatility • Evaluate guarantors, ownership structures, and management strength • Prepare clear, well-supported credit memoranda with risk ratings and recommendations • Structure healthcare finance transactions to mitigate risk through pricing, tenor, amortization, collateral, and guarantees • Evaluate equipment types and usage and associated residual or usage risk • Partner with Sales to balance customer solutions with prudent risk principles • Collaborate with Legal to ensure enforceable security interests, UCC filings, and compliance with credit policy • Manage underwriting workflow through credit approval and deal closure • Provide ongoing credit oversight for an assigned healthcare portfolio • Conduct quarterly, annual, and MAC reviews, monitoring financial performance, covenant compliance, and early warning indicators • Track changes in reimbursement models, payer concentration, or financial condition that could impact credit quality • Recommend risk mitigation actions, restructures, amendments, or credit escalations as needed • Ensure underwriting and portfolio management activities comply with internal credit policies, regulatory requirements, and audit standards • Maintain strong awareness of healthcare regulatory and reimbursement environments and their impact on credit risk • Contribute to enhancements in healthcare underwriting standards, risk frameworks, and portfolio monitoring practices • Serve as a healthcare credit subject matter expert and mentor junior analysts on complex transactions

🎯 Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field (or HS diploma/GED with 10+ years of relevant experience) • 6+ years of progressive experience in credit analysis or underwriting, preferably within healthcare finance, commercial lending, or equipment leasing • Proven ability to collaborate across Sales, Legal, Capital Markets, Asset Management, and Operations • Ability to independently manage complex healthcare credits and exercise sound risk judgment • Strong financial statement analysis and cash flow evaluation skills • Experience underwriting lease and loan structures, including collateralized transactions • Strong written and verbal communication skills

🏖️ Benefits

• medical • dental • vision • paid time off • a 401(k) plan with employee and company contribution opportunities • life • disability • accident insurance • tuition reimbursement