Insurance Product Owner - Innovator

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May 20

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Genki

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Healthcare Insurance

Genki is a provider of health insurance solutions tailored for digital nomads, offering coverage across a wide range of countries and allowing customers to choose any doctor or hospital. They provide two main types of insurance: travel health insurance and international health insurance, which cover necessary medical treatments with no annual limits. Genki simplifies the sign-up process with online registration and ensures claims are paid within two weeks. Their insurance risk is covered by Allianz Partners, ensuring reliability and peace of mind for their clients.

11 - 50 employees

⚕️ Healthcare Insurance

📋 Description

• 🌱 Genki — (Japanese) “healthy, energetic, and full of spirit.” That’s us! • 🚀 We’re a fast-growing, fully remote startup based in Cologne, Germany. Our mission is to help nomads and world residents stay healthy and live well wherever they go, with great worldwide health insurance. • As our Insurance Innovator at Genki, you will play a key role in developing and improving our insurance products and processes and building high-quality, customer-friendly health insurance products. This full-time role is perfect for someone proactive, independent, and passionate about transforming the insurance industry. • As our Insurance Innovator, you'll lead and accelerate the development and evolution of Genki’s health insurance products. You'll ensure we meet regulatory standards while creating innovative, user-centered solutions for a worldwide customer base. You’ll report directly to the CEO and work closely with him. • Develop and continuously improve our health insurance products. • Lead the design and development of new products (from ideation to launch) • Stay ahead of industry trends and regulatory shifts to extend Genki’s competitive edge • Enhance insurance-related processes within the company • Build and maintain comprehensive documentation and knowledge bases for all our insurance products and processes. • Coordinate and manage relationships with our insurance partners and service providers. • Train our team on relevant insurance knowledge to ensure high-quality service. • Explore opportunities for product or service enhancements, including potential B2B expansion. • Stay on top of claims, loss ratios, and fraud detection & prevention. • Ensure we comply with all relevant insurance regulations.

🎯 Requirements

• 🧠 Experience developing or managing insurance products, ideally in health insurance • 💡 Product mindset — You think in customer journeys and MVPs, not just compliance and insurance lingo. You question the status quo rather than repeating history. • 🛡️ Proven expertise in insurance-related compliance and regulations • ✅ Solid understanding of German insurance regulation and qualified according to §34d GewO (German Industrial Code) • 🏠 German residency as required by law to maintain our IHK registration • 💬 Fluent in German and proficient in English • 🧳 Bonus: Experience in a digital-first insurer, InsurTech, or startup environment

🏖️ Benefits

• Compensation: Competitive salary based on market rates in Germany, with performance-based bonuses. Includes virtual company stock options for long-term success participation. • Work Environment: Fully remote, work from anywhere in the world, with travel opportunities just like our team. • Impact: Directly influence our customers' well-being and participate in the significant market shift toward digital nomadism. • Culture: Join a startup that values simplicity, health, and well-being, with a focus on keeping processes straightforward and customer-centric.