In-House General Counsel – Fintech, Compliance

1 hour ago

🏄 California – Remote

Although this job is listed in California, this company may be open to hiring remote in other states.

💵 $250k - $325k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧑‍⚖️ General Counsel

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HFD

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Finance • Healthcare Insurance

HFD is a company that offers affordable financing options for patients seeking healthcare services in various specialties, including dental, orthodontics, veterinary, audiology, vision, and cosmetics. The company is committed to providing pay-over-time solutions that are accessible to nearly every patient, regardless of their credit score, addressing a significant challenge faced by traditional lenders. HFD's platform aims to improve patient approval rates, reduce financial barriers to treatment, and support healthcare providers by minimizing the discomfort of financial discussions with patients. HFD partners with healthcare providers to onboard them onto their platform, facilitating seamless patient financing experiences.

51 - 200 employees

💸 Finance

⚕️ Healthcare Insurance

📋 Description

• Serve as the company’s lead legal advisor on all matters related to compliance, regulatory affairs, consumer lending, and financial services operations • Advise on legal risks and obligations related to Retail Installment Contracts (RICs), bank partnership programs, lending agreements, and portfolio servicing • Ensure organizational compliance with CFPB, FDIC, FTC, state financial regulatory bodies, and other relevant regulatory entities • Draft, review, and negotiate a wide range of contracts, including loan purchase agreements, servicing agreements, partner/vendor contracts, employment agreements, and more • Lead the development and maintenance of internal compliance policies and training programs to reflect evolving legal requirements in the fintech space • Conduct internal investigations, respond to regulatory inquiries or audits, and recommend necessary corrective actions • Monitor new legislation, regulations, and industry trends impacting fintech, consumer credit, bank loans, and compliance requirements • Collaborate with executives, product teams, operations, HR, and IT to ensure legal and regulatory compliance is built into business processes and strategies • Manage and optimize relationships with outside counsel, controlling costs and ensuring appropriate escalation • Lead, build, and manage internal legal resources as needed

🎯 Requirements

• Juris Doctor (JD) degree from an accredited law school • Active membership in the California Bar • 5+ years of legal experience in a relevant in-house or law firm environment, preferably in fintech, consumer lending, or financial services • Direct experience with CFPB, banking regulations, consumer protection laws, data privacy, and financial compliance best practices • Proven ability to manage legal and regulatory risk in a fast-paced, high-growth environment • Strong drafting, negotiation, and problem-solving skills with a business-oriented mindset • Ability to balance legal risk with operational efficiency • Exceptional communication and interpersonal skills across all levels of the organization

🏖️ Benefits

• Medical, Dental, Vision Insurance • 401k with 4% company match • Unlimited PTO • 6 days of paid sick time • 6 paid holidays • 1 floating holiday from the HFD approved Holiday list • EPIC company culture